Best American Express Financial Institution Credit Cards
Sara Skodak
Author8 min read
When it comes to credit cards, American Express is just as impressive as a financial institution as it is a network.
The institution issues everything from travel-focused to cashback to budget-conscious contenders, catering to the adventurous, the savvy spenders, and those looking to save where they can.
Get comfy as we take you through all the best credit cards that the American Express financial institution has to offer, because there are plenty.
Best Overall American Express Financial Institution Credit Card
American Express Cobalt® Card
5
Finly Rating
Welcome Bonus*
Up to 15,000 points
Annual Fee*
$155.8
Interest Rates*
21.99% / 21.99%
This card was voted the Best Credit Card in Canada by FinlyWealth. The rewards earned on this card for a person with average spending exceed those of other credit cards in Canada by a huge margin! In addition, this card has a good benefits coverage, a flexible points redemption program (1:1 transfer to Aeroplan® or Avios), making it the best candidate to become the main credit card for the majority of people.
Pros
- Points can be transferred to Air Canada Aeroplan® at a 1:1 ratio, making this card a solid Aeroplan® points earner as an alternative to Aeroplan® branded credit cards
- Generous welcome bonus of up to 15,000 points
- 4+ different ways of redeeming your points for great value
- 10 different types of insurance, including travel
- Often referred to as the Best Credit Card in Canada
Cons
- Less acceptance of American Express at different merchants across Canada
- Not all types of travel insurance are covered, especially trip cancellation and interruption insurance
Rewards*
- 5x points per $1 spent on eligible eats and drinks in Canada, including groceries and food delivery (up to 12,500 points per month)
- 3x points per $1 spent on eligible streaming subscriptions in Canada
- 2x points per $1 spent on eligible gas, transit & ride share in Canada
- 1x point per $1 spent on all other purchases
Insurance*
Coverage*
Emergency Out of province Medical
15 days
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Travel Accident
$250,000
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Car Rental Damage & Theft
yes
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits*
Details*
Amex Experiences™
Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences™
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Travel Credit
Book two or more consecutive nights at participating properties through The Hotel Collection with American Express Travel to receive a $100 credit for amenities or a complimentary room upgrade, if available.
Eligibility*
Credit Score
Good
Annual Income
N/A
It shouldn’t be a big surprise that the American Express Cobalt Card takes first place for the best overall American Express financial institution credit card.
This well-balanced contender draws applicants in with its generous rewards program, earning cardholders tons of points on popular everyday spend categories like dining, groceries, food delivery, streaming, gas, and transit.
The coverage on this card is also admirable, with valuable inclusions like mobile device insurance, flight and baggage delay coverage, and emergency out of province medical insurance.
The benefits are simple, but still enticing. As with any American Express credit card, you’ll receive standard Amex Experiences. On top of this, cardholders can also enjoy a hotel-oriented travel credit.
Overall, the American Express Cobalt Card takes first place overall on this list (and in Canada) on account of its well-rounded rewards program, coverage, and benefits – all of which support the average spender and casual travellers.
Best No-Fee American Express Financial Institution Credit Cards
When it comes to American Express as a financial institution, there are two credit cards that cater to the budget-conscious.
Let’s compare those two options now.
American Express® Green Card
3.9
Finly Rating
Welcome Bonus*
Up to 10,000 points ($210 value)
Annual Fee*
$0
Interest Rates*
21.99% / 21.99%
The American Express® Green Card is a great option for those looking for a no-frills card that earns rewards on all purchases without any annual fee or minimum income requirement. It's an accessible card with no cap on rewards, making it ideal for those who want to earn points without the higher costs and complexities of premium cards. However, it does come with lower rewards earnings across most categories and a modest welcome bonus.
Pros
- No Spending Limits: Earn unlimited rewards with no caps.
- Flexible Redemption: Transfer points to other loyalty programs for maximum value.
- VIP Perks: Access a variety of exclusive benefits through Amex Experiences™.
- Eco-Friendly: The card is made from 99% recycled plastic.
Cons
- Lower Reward Rates: Earn rates are lower compared to other no-fee cards.
- Limited Travel Perks: Lacks some of the travel benefits and insurance options provided by other cards.
Rewards*
- 1x point per $1 spent on all purchases
Insurance*
Coverage*
Purchase Protection
90 days
Extended Warranty
Up to a year
Benefits*
Details*
Amex Experiences™
With Amex Experiences™ and Front Of The Line® Amex Presale Tickets, American Express Cardmembers get access to amazing events in Canada
Extra points
2 points on Amex Travel Online purchases
Eligibility*
Credit Score
Good
Annual Income
N/A
The American Express Green Card’s rewards program is quite simple: earn an American Express Rewards point on every dollar spent on all purchases.
The coverage on this no-fee contender is just as uncomplicated, featuring standard purchase protection and extended warranty insurance.
The same can be said for the benefits, which include the classic Amex Experiences and extra points on Amex Travel Online purchases.
All in all, if you’re looking for a straight-forward no-fee points credit card under the American Express financial institution, look no further than the American Express Green Card.
SimplyCash® Card from American Express
3.8
Finly Rating
Welcome Bonus*
Up to $100 in Statement Credits
Annual Fee*
$0
Interest Rates*
21.99 / 21.99
The SimplyCash® Card from American Express stands out for its no annual fee and strong cash-back earning potential, offering up to $100 in statement credits within the first 10 months. What makes it even more appealing are the unique perks, such as early access to concert tickets and extra layers of security for online shopping. These extra benefits, along with the affordability, make it a strong contender for those looking for a reliable cash-back card with no annual fee. It's an excellent choice for everyday spending while still enjoying exclusive Amex advantages.
Pros
- No annual fee: The card does not charge an annual fee, making it accessible and cost-effective.
- Attractive cash-back rates: Offers a solid structure for earning cash-back on eligible purchases.
- Exclusive Amex perks: Provides benefits such as access to concert tickets and enhanced security for online shopping.
Cons
- Annual cash-back cap: Limits the total amount of cash-back you can earn within a year.
- Limited travel and shopping insurance: The card lacks comprehensive travel and shopping coverage compared to other premium cards.
- American Express acceptance: Amex is not accepted as widely as Visa or Mastercard.
Rewards*
- 2% cash back on eligible gas and grocery purchases in Canada (up to $300 cash back annually)
- 1.25% cash back on all other eligible purchases
Insurance*
Coverage*
Travel Accident
Up to $100,000
Purchase Protection
90 days or theft up to $1,000 per occurrence
Extended Warranty
1 year
Benefits*
Details*
Amex Experiences™
Access events and special offers curated for Cardmembers with Amex Experiences™
Eligibility*
Credit Score
Good
Annual Income
N/A
If you prefer a no-fee cashback credit card, the American Express financial institution also has you covered.
The SimplyCash Card from American Express earns you decent cashback on eligible gas and grocery purchases in Canada (capped annually), plus an above-average base rate on all other eligible purchases.
Like the American Express Green Card, this cashback alternative is equipped with purchase protection and extended warranty insurance, plus travel accident insurance.
Compared to the American Express Green Card, the SimplyCash Card from American Express falls a little short when it comes to benefits, offering only the standard Amex Experiences.
So, if you want to collect flexible cashback over points and add some travel insurance to your card’s coverage, the SimplyCash Card from American Express could be the best no-fee option for you. Otherwise, if you’re happy with points and bonus rewards on Amex Travel Online purchases, then the American Express Green Card is still best suited to you.
Best Cashback American Express Financial Institution Credit Cards
Speaking of cashback, let’s jump into an entire category devoted to this reward-type. Sure, there are only a couple of cards in this section, but both are great options.
SimplyCash™ Preferred Card from American Express
4.6
Finly Rating
Welcome Bonus*
Up to $250 ($200 in first year)
Annual Fee*
$119.88
Interest Rates*
21.99% / 21.99%
The Simply Cash Preferred is one of the best cashback credit cards in Canada. The base cashback rate of 2% is great for all purchases, but the 4% on groceries and gas, which are two of the highest expenses for most people is the cherry on top of their great cashback program.
Pros
- Highest cashback rate on groceries and gas in Canada
- Great base cashback rate for all purchases
- 10 different insurance types included
Cons
- Cash back is only paid out to you once a year
- American Express has a lower merchant acceptance compared to Visa or Mastercard
Rewards*
- 4% cash back on eligible gas station purchases in Canada
- 4% cash back on eligible grocery purchases in Canada (up to $1,200 cash back annually)
- 2% cash back on all other eligible purchases
Insurance*
Coverage*
Emergency Out of province Medical
$5M/insured Person
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Travel Accident
$100,000
Car Rental Damage & Theft
$85K up to 48 days
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits*
Details*
Amex Experiences™
Access events and special offers curated for Cardmembers with Amex Experiences™
Eligibility*
Credit Score
Good
Annual Income
N/A
Let’s start off strong with what we consider to be one of the best cashback credit cards in Canada: the SimplyCash Preferred Card from American Express.
What earns this card such a title? Let’s take a look at its rewards program to find out.
With this card, members earn competitive cashback on eligible gas station purchases in Canada, eligible grocery purchases in Canada (capped annually), and an impressive higher-than-usual base rate on every other eligible purchase.
The insurance coverage is also solid, with categories like flight and baggage delay, mobile device insurance, and emergency out of province medical coverage.
That said, the perks aren’t exactly anything special, as they only consist of Amex Experiences which you can find on nearly any of the featured Amex Cards on this list.
To compensate for such a generous rewards program and coverage, keep in mind that the SimplyCash Preferred Card comes with an annual fee. Sure, fees aren’t always fun – but if you use this cashback card to its full potential, you can offset the yearly cost.
In conclusion, the SimplyCash Preferred Card from American Express is the top option when it comes to a cashback card from the American Express financial institution. It earns this ranking on account of its high reward rates and respectable coverage.
SimplyCash® Card from American Express
3.8
Finly Rating
Welcome Bonus*
Up to $100 in Statement Credits
Annual Fee*
$0
Interest Rates*
21.99 / 21.99
The SimplyCash® Card from American Express stands out for its no annual fee and strong cash-back earning potential, offering up to $100 in statement credits within the first 10 months. What makes it even more appealing are the unique perks, such as early access to concert tickets and extra layers of security for online shopping. These extra benefits, along with the affordability, make it a strong contender for those looking for a reliable cash-back card with no annual fee. It's an excellent choice for everyday spending while still enjoying exclusive Amex advantages.
Pros
- No annual fee: The card does not charge an annual fee, making it accessible and cost-effective.
- Attractive cash-back rates: Offers a solid structure for earning cash-back on eligible purchases.
- Exclusive Amex perks: Provides benefits such as access to concert tickets and enhanced security for online shopping.
Cons
- Annual cash-back cap: Limits the total amount of cash-back you can earn within a year.
- Limited travel and shopping insurance: The card lacks comprehensive travel and shopping coverage compared to other premium cards.
- American Express acceptance: Amex is not accepted as widely as Visa or Mastercard.
Rewards*
- 2% cash back on eligible gas and grocery purchases in Canada (up to $300 cash back annually)
- 1.25% cash back on all other eligible purchases
Insurance*
Coverage*
Travel Accident
Up to $100,000
Purchase Protection
90 days or theft up to $1,000 per occurrence
Extended Warranty
1 year
Benefits*
Details*
Amex Experiences™
Access events and special offers curated for Cardmembers with Amex Experiences™
Eligibility*
Credit Score
Good
Annual Income
N/A
You’ve seen it before in the no-fee section, but this wouldn’t be a complete cashback category without bringing back the SimplyCash Card from American Express.
Often considered the “younger sibling” of the SimplyCash Preferred Card, the SimplyCash Card earns you about half the cashback on eligible gas and groceries (capped annually) and a base rate that’s slightly lower (but still generally above average).
The insurance categories on the SimplyCash Card are also minimal by comparison to the SimplyCash Preferred Card, offering only travel accident, purchase protection, and extended warranty insurance.
Likewise though, both the SimplyCash Card and the SimplyCash Preferred Card only feature Amex Experiences as benefits.
Where the SimplyCash Card falls short in perks, it makes up for in annual cost – specifically the fact that it comes with no annual cost (unlike the SimplyCash Preferred Card).
So, if you’re looking for the most budget-friendly cashback credit card from the American Express financial institution, swap the SimplyCash Preferred Card for the SimplyCash Card. Alternatively, if you’re looking for a cashback card with better rewards and coverage, and you don’t mind funding an annual fee – stick to the SimplyCash Preferred Card.
Best American Express Financial Institution Credit Cards for Travel
This next category is where you’re going to want to get extra comfortable (maybe even grab a snack). That’s because travel is what the American Express financial institution does best. In other words, you’ll find the most credit cards in this category.
To help you navigate every top travel card issued by this institution, we split them into subcategories for your convenience. Within these subcategories, you’ll find the best Amex travel cards for Aeroplan, points for travel, perks, and Marriott Bonvoy.
Best American Express Financial Institution Credit Card for Points for Travel
American Express Cobalt® Card
5
Finly Rating
Welcome Bonus*
Up to 15,000 points
Annual Fee*
$155.8
Interest Rates*
21.99% / 21.99%
This card was voted the Best Credit Card in Canada by FinlyWealth. The rewards earned on this card for a person with average spending exceed those of other credit cards in Canada by a huge margin! In addition, this card has a good benefits coverage, a flexible points redemption program (1:1 transfer to Aeroplan® or Avios), making it the best candidate to become the main credit card for the majority of people.
Pros
- Points can be transferred to Air Canada Aeroplan® at a 1:1 ratio, making this card a solid Aeroplan® points earner as an alternative to Aeroplan® branded credit cards
- Generous welcome bonus of up to 15,000 points
- 4+ different ways of redeeming your points for great value
- 10 different types of insurance, including travel
- Often referred to as the Best Credit Card in Canada
Cons
- Less acceptance of American Express at different merchants across Canada
- Not all types of travel insurance are covered, especially trip cancellation and interruption insurance
Rewards*
- 5x points per $1 spent on eligible eats and drinks in Canada, including groceries and food delivery (up to 12,500 points per month)
- 3x points per $1 spent on eligible streaming subscriptions in Canada
- 2x points per $1 spent on eligible gas, transit & ride share in Canada
- 1x point per $1 spent on all other purchases
Insurance*
Coverage*
Emergency Out of province Medical
15 days
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Travel Accident
$250,000
Car Rental Damage & Theft
yes
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits*
Details*
Amex Experiences™
Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences™
Travel Credit
Book two or more consecutive nights at participating properties through The Hotel Collection with American Express Travel to receive a $100 credit for amenities or a complimentary room upgrade, if available.
Eligibility*
Credit Score
Good
Annual Income
N/A
While this card isn't technically considered a travel credit card, it earns you arguably the highest American Express Membership Rewards program points on everyday spend categories that can later be transferred to airline partners (like Aeroplan or Avios at a 1:1 ratio), used towards a fixed point travel program that covers the base ticket price of eligible flights, or transferred to hotel partners like Marriott Bonvoy.
To get the most travel-redeemable points with the American Express Cobalt Card, simply tap your card on eligible dining, grocery, and food delivery purchases or pay off eligible streaming subscriptions. You can also earn decent points on eligible gas, transit and ride share programs in Canada.
When it comes to coverage and benefits, the Cobalt Card isn't as competitive as the other cards in this category. Still, with this card, you'll receive some valuable insurance coverage like flight and baggage delay, travel accident, and hotel burglary insurance. For travel benefits, you can expect a travel credit when you book two or more consecutive nights at participating hotel properties through The Hotel Collection with American Express Travel, applicable towards available hotel amenities or room upgrades.
So, if you want an American Express financial institution credit card that allows you to rack up valuable travel points on everyday purchases, the American Express Cobalt Card is the best contender (not to mention voted the Best Credit Card in Canada by the Finly team).
Best American Express Financial Institution Credit Cards for Perks
Nothing says luxury like premium perks – and there are a few American Express financial institution cards just waiting to indulge you.
American Express Platinum Card®
4.5
Finly Rating
Welcome Bonus*
Up to 100,000 Membership Rewards® points (70,000 in 1st year)
Rewards Rate*
1x - 2x Points
Annual Fee*
$799
Interest Rates*
21.99% - 30% / 21.99% - 30%
If you're a frequent traveler, the Platinum card is an excellent choice. It's highly recommended for its extensive travel benefits, including unlimited lounge access for you and a guest at the American Express Lounge collection, making it the best card for lounge access in Canada. The card also offers unique perks not commonly found with other Canadian cards, such as status upgrades at Marriott Bonvoy and Hilton, dining and travel credits, concierge service, airport benefits, Nexus application reimbursement, and more. These benefits can more than offset the annual fee. However, if you don't travel often or are mainly looking for a card that maximizes rewards, this card may not be the best option for you.
Pros
- Offers more perks than any other credit card in Canada, catering to premium users who value extensive benefits.
- Enjoy $400 in annual travel and dining credits, which can offset some of the card's cost.
- Gain unlimited access to over 1,400 airport lounges worldwide, enhancing your travel experience.
- Multiple options for redeeming points for high value, giving you flexibility in how you use your rewards.
- Includes 11 types of insurance coverage, offering comprehensive protection for cardholders.
Cons
- As with other American Express cards, it may have lower acceptance in some locations compared to other networks.
- The high annual fee of $799 may be a barrier for some users, especially those who do not fully utilize the card's benefits.
- Some benefits are limited to specific airports and hotels.
Rewards*
- 2x points per $1 spent on eligible dining & food delivery purchases (restaurant, fast food, coffee shop, food delivery)
- 2x points per $1 spent on eligible travel purchases (flights, hotels, tours and more)
- 1x point per $1 spent for all other purchases
Insurance*
Coverage*
Emergency Out of province Medical
15 days
Trip Cancellation
$2,500
Trip Interruption
$2,500
Flight Delay
$1,000
Baggage Delay
$1,000
Hotel Burglary Insurance
$1000
Lost or Stolen Baggage
$1,000
Travel Accident
$500,000
Car Rental Damage & Theft
Yes
Purchase Protection
120 days
Extended Warranty
1 year
Benefits*
Details*
Airport Lounge - American Express Global Lounge
Take full advantage of The American Express Global Lounge Collection™ which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
Travel Credit
$200
Dining Credit
$200 at Select Restaurants
Nexus Program Rebate
$100 statement credit every 4 years
Complimentary Hotel Benefits
Hotels booked American Express Travel
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Status lift
Upgrade to Hilton Honors Gold Status
Status lift
Upgrade to Marriott BonvoyTM Gold Elite status
Priority Travel
At Toronto Pearson Airport get Priority Security lane, Complimentary valet and 15% discount at the Express Park and daily park
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Concierge Services
Trip and legal Assistance
American Express® Experiences
Extra points
Earn 2 points on Amex Travel Online purchases and extra points on American Express offers
Eligibility*
Credit Score
Good
Annual Income
N/A
First up, of course, is the American Express Platinum Card.
Why? Because this premium contender is equipped with unlimited complimentary access to over 1,400 partnered airport lounges at over 500 airports in about 140 countries – all of which are brought to you by the American Express Global Lounge Collection.
To break things down for you even further, here are the exact lounges featured in this collection, as well as how many guests are permitted to join you in pure relaxation (subject to location and availability):
- The Centurion Lounge: with up to two additional guests permitted at no cost.
- Plaza Premium Lounges: with up to one guest allowed at no fee.
- Delta Sky Club: guests with same-day corresponding Delta departures may enter the lounge with the cardholder for an additional fee.
- Airspace Lounges: cardholders may be accompanied by up to two guests per visit, both at no additional cost.
- Escape Lounges - The Centurion Studio Partner: up to two complimentary companions are permitted.
- Priority Pass (which you will need to enrol for, call Platinum Card Service for assistance): available for the cardholder and up to one guest free of charge.
- Executive Lounges by Swissport: here, the cardmember's spouse, and up to two children under the age of 21, or one travel companion, may access the lounge for free.
In all honesty though, this card has one of the highest annual fees on the Canadian credit card market, but there’s a reason for this. The hefty fee accounts for the fact that the Platinum Card has the most credit card perks in Canada, everything from annual travel and dining credits to hotel status lifts to priority travel advantages (plus of course the unlimited lounge access).
The rewards program on this card is less remarkable, but it still earns you decent points per dollar spent on dining and travel purchases – which is quite complementary to the extensive perks and coverage.
All in all, this perks credit card is the best within the American Express financial institution because it provides the largest network of airport lounge partners, unlimited complimentary access to these lounges, plus plenty of other travel perks overall.
American Express Gold Rewards Card®
4.2
Finly Rating
Welcome Bonus*
Up to 60,000 points
Annual Fee*
$250
Interest Rates*
21.99% / 21.99%
The American Express® Gold Rewards Card is an excellent choice for travelers seeking an entry-level card that offers a strong balance of generous travel benefits without excessive costs. With a relatively low annual fee, this card provides flexibility and a range of perks that make it stand out among other options. It’s ideal for those who want to maximize their travel rewards without being tied to a specific airline or compromising on the benefits offered.
Pros
- Flexible Rewards: Enjoy flexible Membership Rewards point conversion with up to 2 points per $1 spent.
- Travel Perks: Includes $100 annual travel credit and 4 free passes to Plaza Premium lounges in Canada.
- Comprehensive Insurance: Comes with 11 types of insurance coverage.
- Multiple Redemption Options: Offers 4 ways to redeem points for maximum value.
Cons
- High Annual Fee: The card comes with a $250 annual fee.
- Foreign Transaction Fees: A 2.5% fee applies to foreign transactions.
- Limited Travel Insurance for Seniors: No travel medical insurance coverage for those over 65.
- Lower Acceptance: As an American Express card, it may have lower acceptance compared to Visa or Mastercard.
Rewards*
- 2x points per $1 spent on gas, groceries and drugstore purchases
- 2x points per $1 spent on travel (eligible flights, hotels, tours and more)
- 1x point per $1 spent on all other eligible purchases
Insurance*
Coverage*
Emergency Out of province Medical
15 days
Trip Cancellation
$1,500 per person, $3,000 combined
Trip Interruption
$1,500 per person, $6,000 combined
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Travel Accident
$500,000
Car Rental Damage & Theft
yes
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits*
Details*
Travel Credit
$100
Nexus Program Rebate
$50 statement credit every 4 years
Airport Lounge - Priority Pass
Pass only. No Complimentary visits!
Airport Lounge - Plaza Premium
4 Free complimentary visits
Complimentary Hotel Benefits
Hotels booked American Express Travel
Status lift
Hertz Gold Plus Rewards® loyalty program
American Express® Experiences
Extra points
Earn 2 points on Amex Travel Online purchases and extra points on American Express offers
Eligibility*
Credit Score
Good
Annual Income
N/A
There’s an additional card within the American Express financial institution that offers premium perks like airport lounge access. That said, the American Express Gold Rewards Card only offers a few complimentary visits to plaza premium lounges under the Priority Pass. Compared to the other two counterparts in this category, the American Express Gold Rewards Card’s lounge access lacks unlimited entry and when compared to the American Express Platinum Card, lounge variety.
Still, the American Express Gold Rewards Card has some other notable perks like a Nexus Program rebate, an annual travel credit, complimentary hotel benefits, a status lift to the Hertz Gold Plus Rewards loyalty program, and extra points on Amex Travel Online purchases.
All things considered, you’d likely only opt for this card if you prefer to spend less in annual fees but still want some premium perks like limited lounge access throughout the year.
Best American Express Financial Institution Credit Cards for Aeroplan
Let’s begin by highlighting the best Aeroplan-affiliated cards from the American Express financial institution.
These cards are linked to Air Canada, providing cardholders with Aeroplan points to use towards their upcoming trips.
American Express® Aeroplan®* Reserve Card
4.1
Finly Rating
Welcome Bonus*
Up to 85,000 Aeroplan® points (60,000 in 1st year)
Rewards Rate*
1.25x - 3x Aeroplan® points
Annual Fee*
$599
Interest Rates*
21.99% / 21.99%
If you are a frequent Air Canada traveler, having an Aeroplan card for perks like free checked bags and priority service can be very beneficial. Many financial institutions offer Aeroplan cards, but I don't believe the American Express version is the best one. Opting for another option might be better. However, the Amex card does have a very large sign-up bonus, making it a great choice for those specifically seeking that.
Pros
- Generous rewards rate with up to 3 Aeroplan points per $1 spent on purchases, particularly beneficial for frequent flyers.
- Enjoy free checked bags when flying with Air Canada, reducing travel costs.
- Access to preferred pricing on Aeroplan flight awards, maximizing the value of your points.
- Unlimited access to Maple Leaf lounges when flying with Air Canada, providing a more comfortable travel experience.
- Extensive insurance coverage, including 11 types of insurance, offering peace of mind during your travels.
Cons
- As an American Express card, it may have limited acceptance compared to other credit cards, potentially limiting its use in some places.
- The most valuable rewards are generally tied to Air Canada flights, which may not appeal to travelers who fly with other airlines.
- The card comes with a high annual fee of $599, which may be a consideration for budget-conscious users.
- The unlimited lounge access is limited to Maple Leaf Lounges and Air Canada Cafe lounges which don't have a great worldwide coverage.
Rewards*
- 3x Aeroplan® points per $1 spent on eligible Air Canada® and Air Canada Vacations® purchases
- 2x Aeroplan® points per $1 spent on eligible dining & food delivery purchases
- 1.25x Aeroplan® points per $1 spent on all other purchases
Insurance*
Coverage*
Emergency Out of province Medical
$5M/insured up to 15 days
Trip Cancellation
$1.5K/person, $3K/trip
Trip Interruption
$1.5K/person, $6K/trip
Flight Delay
$1,000/person after 4 hours
Baggage Delay
$1K/person after 6 hours
Lost or Stolen Baggage
$1K
Travel Accident
$500,000
Car Rental Damage & Theft
$85K Up to 48 consecutive rental days
Hotel Burglary Insurance
$1000
Purchase Protection
90 days
Extended Warranty
1 years
Benefits*
Details*
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Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests
Nexus Program Rebate
$100 every 4 years
Amex Experiences™
Amex Experiences™ opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
Extra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
Status lift
Reach Aeroplan Elite™ Status sooner by earning 1,000 Status Qualifying Miles and one (1) Status Qualifying Segment for every $5,000 of net purchases
Status lift
Complimentary upgrade to Avis® President's Club
Status lift
Primary Cardholders who also hold Aeroplan Elite Status can roll over up to 200,000 Status Qualifying Miles (SQM) beyond the status level for which they’ve qualified, from the prior qualification year to qualify for status the next year.
Status lift
Primary Cardholders who also hold Aeroplan Elite Status will benefit from an extra 12 months to use eUpgrade credits, for a total of 24 months from issuance.
Priority Travel
At Toronto Pearson airport get benefits such as Priority Security lane, Complimentary valet, premium parking spots, priorioty taxi and limo lane and discount for parking and car care.
Priority Travel
Get Priority Check-in, Priority Boarding and Priority Baggage Handling, Priority Airport Standby & Priority Airport Upgrades for you, your authorized users and up to 8 companions on the same flight (Only AirCanada)
Airport Lounge - Priority Pass
Pass only. No Complimentary visits!
Airport Lounge - Maple Leaf and AirCanada Cafes
Unlimited Access for you and one guest
Companion Voucher
Annual Worldwide Companion Pass from $99 to a max of $599 After spending $25,000 on your card
Free Extra Night at Hotels
Cardmembers can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points. Enjoy even more at over 300,000 hotel properties worldwide
Eligibility*
Credit Score
Good
Annual Income
N/A
The American Express Aeroplan Reserve Card helps cardholders collect generous Aeroplan points per dollar spent on Air Canada and Air Canada vacations purchases, plus Aeroplan points per dollar spent on eligible dining and food delivery purchases. The base rate on this card is also notable, offering an above-average reward on every dollar spent on all other purchases.
This rewards program is paired with comprehensive insurance categories, including trip interruption and trip cancellation insurance, flight and baggage delay insurance, and hotel burglary insurance.
The benefits on this card are extensive, so let’s go ahead and break those down. With this card, you’ll earn:
- Free first checked bags for the primary cardholder and up to 8 travel companions
- A Nexus Program rebate every few years
- Extra points at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
- Status lifts, including the expedited chance of reaching Aeroplan Elite Status through Status Qualifying Miles and a Status Qualifying Segment for a specific amount of net purchases
- Priority travel perks, such as Priority Check-in, Priority Boarding, Priority Security Lane and more
- An airport lounge Priority Pass (no complimentary visits)
- Unlimited airport lounge access to Maple Leaf and Air Canada Cafes
- An annual companion voucher, available for purchase once certain spending requirements are met
- Free extra nights at participating hotels when you pay for a 3-night stay using Aeroplan points
Unsurprisingly, these perks come with a high annual cost. To offset this yearly fee, cardholders will want to make sure they make the most out of everything the American Express Aeroplan Reserve Card has to offer.
In summary, the American Express Aeroplan Reserve Card is a premium Aeroplan-affiliated option with great rewards, coverage, and tons of benefits.
American Express® Aeroplan®* Card
3.4
Finly Rating
Welcome Bonus*
Up to 40,000 Aeroplan® Points (30,000 in 1st year)
Annual Fee*
$120
Interest Rates*
30% Annual / 30% Annual
This card comes with the free checked bag benefit, which can save hundreds on a single trip for you and your family, more than making up for the annual fee of the card. In addition, the card helps you reach the next Aeroplan Status faster with spending on the card. However, if you don't have a specific use for these two benefits, there are many better cards in terms of benefits and rewards.
Pros
- Free checked bag benefit: Every checked bag might cost you $60 - $100 per person on a round trip. The amount you can save in a year if you travel a few times or travel with a few companions can easily be much higher than the annual fee of the card.
- If you are interested in a higher Aeroplan Status, the card helps you get there faster.
Cons
- The main reward category is only for Air Canada purchases. Unless you are a frequent Air Canada traveler, this reward category is not useful to most people.
- The only other rewards category offered is for food, and it doesn't offer that high of a reward rate either.
- In terms of insurance benefits, the types and coverage amounts provided are lower compared to other cards with a similar annual fee.
Rewards*
- 2x Aeroplan® points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*
- 1.5x Aeroplan® points on eligible Dining and Food Delivery purchases in Canada
- 1x Aeroplan® point on everything else
Insurance*
Coverage*
Flight Delay
$500 (Aggregated with Baggage Delay)
Baggage Delay
$500 (Aggregated with Flight Delay)
Hotel Burglary Insurance
$500
Travel Accident
$500,000
Car Rental Damage & Theft
$85K, up to 48 days
Purchase Protection
90 days, $1,000 per occurrence
Extended Warranty
1 year
Benefits*
Details*
Free first checked bag
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
Status lift
Reach Aeroplan Elite™ Status sooner by earning Status Qualifying Miles and Status Qualifying Segments with purchases made on your account
Free Extra Night at Hotels
Receive an extra night free for every 3 hotel nights redeemed with Aeroplan points
Amex Experiences™
Amex Experiences™: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
Extra points
Earn points twice at over 150 Aeroplan partner brands
Eligibility*
Credit Score
Good
Annual Income
N/A
Another Aeroplan-affiliated Amex card worth considering is the American Express Aeroplan Card.
The American Express Aeroplan Card offers solid Aeroplan points on eligible purchases made directly with Air Canada and Air Canada vacations. The card also earns members decent Aeroplan points on eligible dining and food delivery purchases in Canada. Although, these reward rates aren’t quite as high as they are for the same categories on the American Express Aeroplan Reserve Card.
As far as coverage goes, cardholders receive some valuable protections like flight and baggage delay insurance, hotel burglary insurance, and car rental damage and theft coverage. Yet again, the American Express Aeroplan Reserve Card offers more valuable insurance categories like trip interruption, trip cancellation, and emergency out of province medical insurance.
The benefits are also notable, with inclusions like free first checked bags for the primary cardholder and up to 8 travel companions on the same Air Canada reservation, the ability to reach Aeroplan Elite Status sooner by earning Status Qualifying Miles and Status Qualifying Segments through purchases on active accounts, free extra nights at hotels for every eligible 3-night stay paid for by Aeroplan points, extra points on purchases made through partnered brands, and, of course, Amex Experiences. As you can expect, however, there are plenty more benefits included on the American Express Aeroplan Reserve Card.
To account for all of these perks, the American Express Aeroplan Card comes with an annual cost but this cost isn’t nearly as high as the one associated with the American Express Aeroplan Reserve Card.
Ultimately, the American Express Aeroplan Card is a great Aeroplan-affiliated choice brought to you by the American Express financial institution, particularly if you want Aeroplan points on Air Canada travel purchases and dining, commendable coverage, and helpful travel benefits. That said, if you’d like even more Aeroplan points, travel coverage, and trip-oriented benefits, opt for the American Express Aeroplan Reserve Card instead.
Best Marriott Bonvoy American Express Financial Institution Credit Card
This category features one card that caters specifically to Marriott Bonvoy.
Marriott Bonvoy is a loyalty program for Marriott Hotels, allowing cardholders to earn points towards their next hotel stay.
Marriott Bonvoy® American Express®* Card
4
Finly Rating
Welcome Bonus*
Up to 50,000 Marriott Bonvoy® points
Annual Fee*
$120
Interest Rates*
21.99% / 21.99%
The Marriott Bonvoy American Express Card is a standout for frequent travelers who value luxury and flexibility in their rewards. With access to over 7,000 participating hotels, cardholders can earn generous points on both Marriott Bonvoy bookings and everyday purchases. The card's annual free night award and complimentary Silver Elite status make it even more appealing, offering service upgrades and extra points on eligible stays. For those who frequently stay at Marriott properties and want to maximize their travel perks, this card is a top choice.
Pros
- Earns high rewards on Marriott Bonvoy hotel stays, with competitive points on other purchases.
- Includes an annual free night certificate, adding significant value to frequent travelers.
- Automatic Silver Elite status provides enhanced benefits during stays, like late checkout and additional points.
- Generous welcome bonus, offering a substantial boost to your rewards balance early on.
Cons
- As an American Express card, it may not be as widely accepted as other credit cards, limiting its usability in some locations.
- Travel insurance coverage is comprehensive but may not match the levels offered by other premium cards in the market.
Rewards*
- 5 points per $1 on eligible purchases at participating Marriott Bonvoy hotels
- 2 points per $1 on all other purchases (i.e. dining, groceries, online shopping, etc.)
Insurance*
Coverage*
Travel Accident
$500,000
Lost or Stolen Baggage
$500
Baggage Delay
$500
Flight Delay
$500
Hotel Burglary Insurance
$500
Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Damage & Theft
yes
Benefits*
Details*
Free Extra Night at Hotels
Enjoy an Annual Free Night Award after your Card anniversary each year
Free Extra Night at Hotels
Enjoy 15 Elite Night Credits each calendar year to use towards attaining the next level of Elite status with your Marriott Bonvoy® American Express®* Card
Status lift
Complimentary Marriott Bonvoy Silver Elite Status
Status lift
Upgrade to Gold Elite status when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
American Express® Experiences
Eligibility*
Credit Score
Good
Annual Income
N/A
The Marriott Bonvoy American Express Card specifically earns cardholders Marriott Bonvoy points on eligible purchases made at participating Marriott Bonvoy hotels, not to mention an above-average base rate of points on all other purchases.
Travellers will also enjoy the insurance coverage on this card, with valuable inclusions like flight and baggage delay, hotel burglary, and travel accident insurance.
As for benefits, the card grants free extra nights at Marriott hotels on card anniversaries, free extra night credits each calendar year to use towards achieving the next level of Elite status, complimentary Marriott Bonvoy Silver Elite Status, plus the chance to upgrade to Gold Elite Status when qualifying paid nights within one calendar year are combined with the card’s free extra night stay credits.
Thus, this card in particular is best for frequent travellers who choose to stay at Marriott Bonvoy properties each time they’re away.
Best Business American Express Financial Institution Credit Cards
For the cardholders that run businesses or travel for work, there are also a few business credit cards offered by the American Express financial institution.
American Express Business Platinum Card®
4.2
Finly Rating
Welcome Bonus*
Up to 120,000 Membership Rewards® points (80,000 in 1st year)
Rewards Rate*
1.25x points
Annual Fee*
$799
Interest Rates*
21.99% - 30% / 21.99% - 30%
The Business Platinum Card® from American Express is ideal for frequent business travelers who can take full advantage of the premium perks and extensive insurance coverage. Despite the high annual fee, the generous rewards and travel benefits may offset the cost for those who maximize the card's offerings.
Pros
- Generous Earn Rate: 1.25 points per $1 spent on all purchases.
- Premium Travel Perks: Includes a $200 annual travel credit, access to over 1,400 airport lounges worldwide, and hotel benefits like Marriott Bonvoy Gold Elite status.
- Comprehensive Insurance: Extensive travel and purchase insurance, including mobile device coverage and trip interruption protection.
- Interest Grace Period: Up to 55 interest-free days
Cons
- High Annual Fee: The card comes with a hefty $799 annual fee, which may not be justifiable for all users.
- Limited Acceptance: As an American Express card, it has lower acceptance compared to Visa or Mastercard.
Rewards*
- 1.25x points per $1 spent on all purchases
Insurance*
Coverage*
Travel Accident
$500,000
Emergency Out of province Medical
15 days
Flight Delay
$1,000
Baggage Delay
$1,000
Lost or Stolen Baggage
$1,000
Hotel Burglary Insurance
$1,000
Trip Cancellation
$1,500
Trip Interruption
$1,500
Mobile Device Insurance
$1,500
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits*
Details*
Airport Lounge - American Express Global Lounge
Take full advantage of the American Express Global Lounge Collection™ which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
Interest on Balance
Up to 55 interest-free days
Nexus Program Rebate
Access a $100 credit for NEXUS with your Cardmembership
Concierge Services
Personalized concierge at your service
Discount
Your Business Platinum Card gets you savings on the seats you really want and lower fares on premium tickets with participating airlines
American Express® Experiences
Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts, theatre shows, and special offers with American Express® Experiences
Priority Travel
At Toronto Pearson Airport get Priority Security lane, Complimentary valet and 15% discount at the Express Park and daily park
Travel Credit
Access a $200 Annual Travel Credit each year of your Cardmembership
Wireless Credit
Up to $120 in statement credits each year. Spend $10 each month with eligible wireless providers month and get a $10 credit.
Business Statement Credits
Up to $500 in business statement credits. Enroll and earn statement credits on eligible purchases with $200 Dell statement credit, $300 Indeed statement credit.
Eligibility*
Credit Score
Good
Annual Income
N/A
The American Express Business Platinum Card is a business-oriented spin on the original Amex Platinum Card.
The American Express Business Platinum Card comes with a simplified rewards program, offering a flat rate of American Express Membership Rewards points per dollar spent on all purchases.
The two Platinum options boast similar coverages, except the Business Platinum Card adds mobile device insurance – a valuable inclusion.
As for specialized benefits, you can expect to find interest-free periods, annual free extra nights at hotels, and business statement credits.
In conclusion, the American Express Business Platinum Card is perfect for those who constantly travel for work and want similar perks to the classic American Express Platinum Card.
American Express® Business Gold Rewards Card
4.1
Finly Rating
Welcome Bonus*
Up to 40,000 points
Rewards Rate*
1x point
Annual Fee*
$199
Interest Rates*
21.99% - 30% / N/A
The American Express® Business Gold Rewards Card is an excellent choice for business owners who also travel seeking an entry-level card that offers a strong balance of generous travel benefits without excessive costs. With a relatively low annual fee, this card provides flexibility and a range of perks that make it stand out among other options.
Pros
- Flexible Rewards: Enjoy flexible Membership Rewards point conversion with up to 2.1 cents per point in average value.
- Travel Perks: Includes $100 annual travel credit when you spend at least 2 nights through booking with the Hotel Collection with American Express Travel
Cons
- Foreign Transaction Fees: A 2.5% fee applies to foreign transactions.
- Limited Travel Insurance: No travel medical insurance, trip cancellation or interruption coverage.
- Lower Acceptance: As an American Express card, it may have lower acceptance compared to Visa or Mastercard.
Rewards*
- 1x point per $1 spent on all purchases
- 10,000 points each quarter when you charge $20,000 in net purchases to your card
Insurance*
Coverage*
Mobile Device Insurance
$1,000
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Travel Accident
$100,000
Car Rental Damage & Theft
yes
Purchase Protection
90 days
Extended Warranty
1 year
Benefits*
Details*
Amex Experiences™
Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences™
Travel Credit
Book two or more consecutive nights at participating properties through The Hotel Collection with American Express Travel to receive a $100 credit for amenities or a complimentary room upgrade, if available.
Extra points
10,000 points each quarter when you charge $20,000 in net purchases to your card
Eligibility*
Credit Score
Good
Annual Income
N/A
As you may have noticed, the American Express Business Platinum Card costs quite a bit of money (like the Amex Platinum Card). So, if you want a business card that still comes with good coverage, rewards, and benefits, but you don’t want to break the bank, consider the American Express Business Gold Rewards Card instead.
Like the American Express Business Platinum Card, the American Express Business Gold Rewards Card earns members a flat rate of points for every dollar spent on all purchases. This rate is slightly lower than the one offered by the American Express Business Platinum Card.
The American Express Business Platinum Card also has more extensive coverage than the American Express Business Gold Rewards Card. There are even some shared categories between the two cards where the Business Platinum Card offers better coverage amount, including mobile device insurance, flight and baggage delay, and travel accident insurance.
Both cards provide a travel credit for those who travel for work, but while the American Express Business Platinum Card goes on to add plenty more perks – the American Express Business Gold Rewards Card only tacks on extra points each quarter when you meet specific spending requirements, and classic Amex Experiences.
So, the American Express Business Gold Rewards Card is only superior to the American Express Business Platinum Card if you want to save some money on an American Express financial institution business card.
Marriott Bonvoy® Business American Express® Card
4
Finly Rating
Welcome Bonus*
Up to 60,000 Marriott Bonvoy® points
Rewards Rate*
2x - 5x points
Annual Fee*
$150
Interest Rates*
21.99% / 21.99%
The Marriott Bonvoy® Business American Express® Card offers strong rewards, especially for frequent travelers who stay at Marriott properties, with the ability to earn 5 points per $1 spent and a generous welcome bonus. Additionally, the annual free night certificate and automatic Silver Elite status add value for business owners. However, the $150 annual fee and the lower acceptance rate of American Express might be drawbacks for some users, particularly those who don't travel frequently or prefer more widely accepted cards.
Pros
- High Welcome Bonus: Earn up to 60,000 points, which can be highly valuable when redeemed for hotel stays or transferred to airline partners.
- Strong Rewards at Marriott Properties: Earn 5 points per $1 spent at Marriott properties, and 3 points per $1 on gas, dining, and travel.
- Annual Free Night Certificate: Receive a certificate worth 35,000 points annually.
- Automatic Silver Elite Status: Enjoy perks like late checkout and room upgrades at Marriott hotels.
Cons
- Lower Acceptance: As an American Express card, it has lower acceptance compared to Visa or Mastercard.
- Annual Fee: $150 annual fee, which may be a consideration if you don't use the card's benefits frequently.
Rewards*
- 5x points per $1 on eligible purchases at participating Marriott Bonvoy hotels
- 3x points per $1 on eligible gas, dining and travel purchases
- 2x points per $1 on all other purchases (everyday business expenses and more)
Insurance*
Coverage*
Travel Accident
$500,000
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$500
Mobile Device Insurance
$1,000
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits*
Details*
Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
Eligibility*
Credit Score
Good
Annual Income
N/A
Remember that impressive Marriott Bonvoy American Express Card from the travel category? Well, there’s actually a business alternative too!
Unlike its previous two competitors, the Marriott Bonvoy American Express Card comes with a few specialized reward categories. With this card, you can earn plenty of points per dollar spent on eligible purchases at participating Marriott Bonvoy hotels, solid points per dollar spent on gas, dining and travel purchases, and solid points per dollar spent on everything else.
The Marriott Bonvoy Business American Express Card has the same insurance coverage as the American Express Business Gold Rewards Card.
When compared to the American Express Business Gold Rewards Card, the Marriott Bonvoy Business American Express Card has slightly less benefits, but it still includes the chance to earn Marriott Bonvoy Gold Elite status when certain requirements are met, plus free extra nights at participating hotels annually.
This card also has the lowest annual fee of all the business-oriented cards issued by the American Express financial institution.
Therefore, the Marriott Bonvoy Business American Express Card would be your top pick out of these three business cards if you’re looking to be budget-friendly and if you’re constantly staying at a Marriott hotels during work trips.
Best Low-Interest American Express Financial Institution Credit Card
Last but not least, allow us to introduce the American Express financial institution’s low-interest category.
American Express Essential
3
Finly Rating
Welcome Bonus*
N/A
Rewards Rate*
No Rewards
Annual Fee*
$25
Interest Rates*
12.99% / 12.99%
A low-interest credit card to gain access to American Express experiences. While this card offers decent low-interest rates, there may be better alternatives if you're not particularly interested in the American Express experience benefits.
Pros
- Lower interest rates
- Access to American Express experiences
Cons
- No rewards
- American Express cards are not as widely as accepted as Visa and Mastercard
- Small annual fee
Rewards*
No rewards earned on purchases
Insurance*
Coverage*
Travel Accident
$100,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits*
Details*
Amex Experiences™
Access virtual events and special offers curated for Cardmembers with Amex Experiences™
Eligibility*
Credit Score
Good
Annual Income
N/A
The American Express Essential Card is widely accessible at a low annual fee and extremely benificial for cardholders who tend to carry a balance, since it offers the lowest interest rates from this institution.
The card is pretty simple, with no rewards program, basic coverage (including travel accident, purchase protection, and extended warranty insurance), plus Amex Experiences as a benefit.
Overall, this card is for those who want to pay the least interest possible when paying off their credit card debt with an American Express financial institution credit card.
What's on this Page
- Best Overall American Express Financial Institution Credit Card
- Best No-Fee American Express Financial Institution Credit Cards
- Best Cashback American Express Financial Institution Credit Cards
- Best American Express Financial Institution Credit Cards for Travel
- Best Business American Express Financial Institution Credit Cards
- Best Low-Interest American Express Financial Institution Credit Card