By accessing this website and any of its associated websites or mobile applications (the “Site”), you acknowledge these terms and conditions of use and agree to be bound by them. If you do not agree to these terms, please discontinue accessing the Site immediately.

We reserve the right, in our sole discretion, to modify, alter or otherwise update these terms and conditions at any time and you agree to be bound by such modifications, alterations or updates.

The content of the Site is published by "Finly Technology Corp." and its affiliates.

This Site is only intended to provide you with general information and is neither an offer to sell nor a solicitation of an offer to purchase any security and may not be relied upon for investment purposes.

Any commentaries and information contained in the Site should not be considered personal investment advice.

Information on the Site is not intended to provide legal, accounting, financial or tax advice, and should not be relied upon in that regard. Please consult with your professional advisor with respect to your particular circumstances.

The Site is provided on an “as is” and “as available” basis, without any representations, warranties or conditions of any kind, whether expressed or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by FinlyWealth to the fullest extent permitted by law.

Every effort has been made to ensure that the material contained on the site is accurate at the time of publication. However, FinlyWealth will not under any circumstances be liable to you or any other person in any way for any loss or damages (direct, indirect, special, economic, incidental, consequential, punitive or exemplary, including without limitation loss of revenue, data, anticipated profits or lost business) in respect of use of, or inability to use, or any reliance on, the Site, any of its content or links (including without limitation any inaccuracies or viruses), or any web browser or other equipment.

By accessing the Site, you agree to indemnify and hold harmless FinlyWealth and its agents, suppliers and their respective directors, officers and employees from and against any and all actions, proceedings, costs, claims, liabilities, damages and expenses (including reasonable legal fees) arising from or in connection with a breach of these terms and conditions or the use of this Site.

The contents of the Site are protected by applicable copyright and trademark laws. Unauthorized use or exploitation of such content is strictly prohibited including without limitation, unauthorized downloading, retransmission, storage in any medium, copying, redistribution, reproduction, or republication of the Site, or any part thereof, for any purpose.

Other sites accessed by hypertext appearing in the Site may have been independently developed by parties other than FinlyWealth. FinlyWealth does not guarantee the accuracy of information contained in such other sites.

Links to other sites should not be taken as FinlyWealth’s endorsement or approval of such other sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection or other destructive/disruptive components on or from such other sites.

The framing, mirroring, scraping or data-mining of the Site or any of its content in any form and by any method is strictly prohibited.

Use of Email Addresses

By providing your email address to us, you explicitly consent to our use of your email for communication purposes, including but not limited to, service updates, promotional offers, and especially for review request campaigns. We understand the importance of maintaining the trust you place in us and are committed to using your email address responsibly.

Review Request Campaigns

As part of our commitment to continuously improve our services and offerings, we may send you emails requesting reviews of your experiences with our services/products. These review requests are vital in helping us understand your needs better and to enhance our offerings accordingly.

To facilitate our review request campaigns, we may employ the services of third-party software, such as TrustPilot (https://trustpilot.com) or Trustindex (https://www.trustindex.io). They specialize in managing review campaigns, ensuring that your experience in providing feedback is seamless and effective. Please be assured that we only share your email address with trusted third-party service providers that adhere to our strict privacy standards and data protection policies.

FinlyWealth cannot guarantee complete confidentiality or security for information that is transmitted electronically. By accessing the Site, you acknowledge that FinlyWealth is not responsible for any damages or losses you may suffer as a result of your electronic transmission of confidential or sensitive information to us. Please refer to FinlyWealth’s privacy policy for more information.

No consent or waiver by either party to, or of any breach or default by, the other party in its performance of its obligations under this agreement will be deemed or construed to be a consent to, or a waiver of, a continuing breach or default or any other breach or default of those or any other obligations of that party. No consent or waiver will be effective unless in writing.

If any provision of these terms and conditions is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

These Terms and Conditions are governed by the laws of British Columbia and the laws of Canada applicable therein, excluding any conflict of laws which would lead to the application of any other laws. By accessing the Site, you hereby irrevocably submit and attorn to the provincial and federal courts located in the Province of British Columbia for any disputes or matters arising from, connected with, or relating to the Site, this agreement, or any related matters.

Consent and Legal Compliance

By accepting our terms and conditions, you acknowledge and agree to our use of your email address for the purposes mentioned above, including participation in review request campaigns facilitated by third-party software. We pledge to comply with all applicable laws and regulations regarding email communication and to respect your preferences regarding the receipt of such communications.

Should you decide at any time that you no longer wish to receive promotional communication from us, you will be provided with an option to unsubscribe from future communications. Your choice to unsubscribe will be respected and acted upon promptly.

Content Usage and Agreement

By accessing and using FinlyWealth, including but not limited to engaging with our credit card recommendations, rankings, reviews, rebates, and browser extension, you expressly acknowledge and accept that all such interactions are governed by our Terms and Conditions. This agreement applies to every aspect of your use of our site, from accessing our financial insights to applying for credit cards through our affiliate links, and using our extension and rebates. The content provided is part of our service offering and, as such, is governed by the same agreements that manage your overall use of our website. We encourage you to familiarize yourself with our Terms and Conditions, which detail your rights and responsibilities, as well as ours, in the provision and use of the content on FinlyWealth. Your continued use of the site signifies your acceptance of these Terms and Conditions and any updates or modifications thereto.

Rebates, Cashback and Promotions

We reserve the right to modify, update, or discontinue any cashback offers, rebates, or promotional rewards at any time without prior notice. Cashback and promotional rewards are only valid based on the date of transaction completion, not the date of clicking on an offer or initiating a transaction. Please note that eligibility for cashback and promotional rewards is determined at the time the transaction is finalized and subject to the terms and conditions in effect on that date. By participating in these offers, you agree to abide by these terms and acknowledge that changes may occur at our sole discretion.