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American Express Membership Rewards Points Value Calculator
Tired of guessing what the value of 1 Amex MR point is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
Number of Points
Points
Loyalty Program
Every Amex MR point is worth 2.1¢ on average using the most optimal redemption (Transfer to Airline Partners)
Every Amex MR point is worth 1.66¢ on average if redeemed towards fixed point travel program
Every Amex MR point is worth 1.66¢ on average if redeemed towards transfer to hotel partners
Every Amex MR point is worth 1¢ on average if redeemed towards statement credits (cash)
Every Amex MR point is worth 0.765¢ on average if redeemed towards gift cards
Every Amex MR point is worth 0.7¢ on average if redeemed towards amazon.ca
Every Amex MR point is worth 0.63¢ on average if redeemed towards merchandise
American Express Membership Rewards Points Value Table
Redemption | Average Value |
|---|---|
Transfer to Airline Partners | 2.1¢ / point |
Fixed Point Travel Program | 1.66¢ / point |
Transfer to Hotel Partners | 1.66¢ / point |
Statement Credits (Cash) | 1¢ / point |
Gift Cards | 0.765¢ / point |
Amazon.ca | 0.7¢ / point |
Merchandise | 0.63¢ / point |
American Express Membership Rewards Points Value Chart
How Much in Rewards Are You Leaving on the Table?
Select your main credit card provider:
American Express
RBC
Scotiabank
TD
BMO
Simplii Financial™
Tangerine
MBNA
National Bank
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Canadian Tire
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KOHO
Walmart
ATB
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Tims Financial
Step 1 of 3
Best Credit Cards for the American Express Membership Rewards Loyalty Program
These credit cards will give you the most rewards and benefits to optimize for American Express Membership Rewards points
American Express Cobalt® Card
First Year Value:
$1,255.2
Annual Fee
$155.8
$0
Learn More
First Year Bonus
$315
Modify spending to satisfy bonus requirement
Net Annual Rewards
$940.2
Annual fee deducted
5/5
Our Rating
American Express® Green Card
First Year Value:
$677.86
Annual Fee
$0
$0
Learn More
First Year Bonus
$210
Modify spending to satisfy bonus requirement
Net Annual Rewards
$467.86
Annual fee deducted
3.9/5
Our Rating
American Express Gold Rewards Card®
First Year Value:
$1,629.03
Annual Fee
$250
$0
Learn More
First Year Bonus
$1,260
Modify spending to satisfy bonus requirement
Net Annual Rewards
$369.03
Annual fee deducted
4.2/5
Our Rating
American Express Platinum Card®
First Year Value:
-$217.74
Annual Fee
$799
$0
Learn More
First Year Bonus
$0
Modify spending to satisfy bonus requirement
Net Annual Rewards
-$217.74
Annual fee deducted
4.5/5
Our Rating
Rewards based on $2,000/month average spending. Estimates may be higher if you meet spend requirements for certain welcome bonuses. Click learn more on the card to calculate your rewards.
American Express Membership Rewards Points Value in Increments
Optimal Redemption Value 2.1¢ / point | Optimal Redemption Value 2.1¢ / point | ||
|---|---|---|---|
| 1 point | $0.021 | 60,000 points | $1,260 |
| 10 points | $0.21 | 65,000 points | $1,365 |
| 100 points | $2.1 | 70,000 points | $1,470 |
| 1,000 points | $21 | 75,000 points | $1,575 |
| 2,500 points | $52.5 | 80,000 points | $1,680 |
| 5,000 points | $105 | 85,000 points | $1,785 |
| 10,000 points | $210 | 90,000 points | $1,890 |
| 15,000 points | $315 | 95,000 points | $1,995 |
| 20,000 points | $420 | 100,000 points | $2,100 |
| 25,000 points | $525 | 125,000 points | $2,625 |
| 30,000 points | $630 | 150,000 points | $3,150 |
| 35,000 points | $735 | 200,000 points | $4,200 |
| 40,000 points | $840 | 250,000 points | $5,250 |
| 45,000 points | $945 | 500,000 points | $10,500 |
| 50,000 points | $1,050 | 750,000 points | $15,750 |
| 55,000 points | $1,155 | 1,000,000 points | $21,000 |
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