American Express Membership Rewards Points Calculator

Tired of guessing what your American Express Membership Rewards points are worth? Finly's point calculator can point you in the right direction to unlock the true potential of your rewards!


Best Credit Cards for the American Express Membership Rewards Loyalty Program

These credit cards will give you the most rewards and benefits to optimize for American Express Membership Rewards points

American Express Cobalt® Card

American Express Cobalt® Card

Net Annual Rewards*

$886.02

First Year Bonus

$315

First Year Value*

$1,201.02


Credit Score

Good

Card Type

Points

Annual Fee

$155.8

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

AmericanExpress rewards

Details

* Annual fee is deducted

American Express® Green Card

American Express® Green Card

Annual Rewards

$457.03

First Year Bonus

$210

First Year Value

$667.03


Credit Score

Good

Card Type

Points

Annual Fee

$0

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

AmericanExpress rewards

Details
American Express Gold Rewards Card®

American Express Gold Rewards Card®

Net Annual Rewards*

$347.35

First Year Bonus

$1,260

First Year Value*

$1,607.35


Credit Score

Good

Card Type

Points

Annual Fee

$250

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

AmericanExpress rewards

Details

* Annual fee is deducted

American Express® Aeroplan®* Reserve Card

American Express® Aeroplan®* Reserve Card

Net Annual Rewards*

$47.25

First Year Bonus

$0

First Year Value*

$47.25


Credit Score

Good

Card Type

Points

Annual Fee

$599

Purchase Interest

21.99%

Cash Interest

21.99%

Institution

American Express

Loyalty:

Aeroplan rewards

Details

* Annual fee is deducted

Rewards based on $2,000/month average spending, sorted by net annual rewards

American Express Membership Rewards Points Value in Increments

Transfer to Airline Partners

2.1¢ / point

Fixed Point Travel Program

1.66¢ / point

Transfer to Hotel Partners

1.66¢ / point

Statement Credits

1¢ / point

Gift Cards

0.765¢ / point

Amazon.ca

0.7¢ / point

Merchandise

0.63¢ / point

1 points

$0.021

$0.017

$0.017

$0.01

$0.008

$0.007

$0.006

10 points

$0.21

$0.166

$0.166

$0.1

$0.076

$0.07

$0.063

100 points

$2.1

$1.66

$1.66

$1

$0.765

$0.7

$0.63

1,000 points

$21

$16.6

$16.6

$10

$7.65

$7

$6.3

2,500 points

$52.5

$41.5

$41.5

$25

$19.125

$17.5

$15.75

5,000 points

$105

$83

$83

$50

$38.25

$35

$31.5

10,000 points

$210

$166

$166

$100

$76.5

$70

$63

25,000 points

$525

$415

$415

$250

$191.25

$175

$157.5

50,000 points

$1,050

$830

$830

$500

$382.5

$350

$315

100,000 points

$2,100

$1,660

$1,660

$1,000

$765

$700

$630

200,000 points

$4,200

$3,320

$3,320

$2,000

$1,530

$1,400

$1,260

500,000 points

$10,500

$8,300

$8,300

$5,000

$3,825

$3,500

$3,150

1,000,000 points

$21,000

$16,600

$16,600

$10,000

$7,650

$7,000

$6,300


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