Card Details
Interest Rates
Cash Advance: N/A*
Purchase: 21.99% - 30%*
Annual Fee
$199
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Earn 40,000 Membership Rewards® points after you charge $7,500 to your Card within your first 3 months of Cardmembership as a new Business Gold Rewards® Cardmember.
Card Type
Category: Charge
Loyalty Program: American Express Membership Rewards
Our Rating
4.1/5
Institution
American Express
Rewards†
- 1x point per $1 spent on all purchases
- 10,000 points each quarter when you charge $20,000 in net purchases to your card
Insurance & Benefits†
Insurance
Coverage
Mobile Device Insurance
$1,000
Flight Delay
$500
Baggage Delay
$500
Hotel Burglary Insurance
$500
Lost or Stolen Baggage
$500
Travel Accident
$100,000
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Car Rental Damage & Theft
yes
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Amex Experiences™
Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences™
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Travel Credit
Book two or more consecutive nights at participating properties through The Hotel Collection with American Express Travel to receive a $100 credit for amenities or a complimentary room upgrade, if available.
Extra points
10,000 points each quarter when you charge $20,000 in net purchases to your card
Pros & Cons
Pros
- Flexible Rewards: Enjoy flexible Membership Rewards point conversion with up to 2.1 cents per point in average value.
- Travel Perks: Includes $100 annual travel credit when you spend at least 2 nights through booking with the Hotel Collection with American Express Travel
Cons
- Foreign Transaction Fees: A 2.5% fee applies to foreign transactions.
- Limited Travel Insurance: No travel medical insurance, trip cancellation or interruption coverage.
- Lower Acceptance: As an American Express card, it may have lower acceptance compared to Visa or Mastercard.
Legal
MX Connect
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