American Express® Aeroplan®* Card
Rewards Calculator Algorithm
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Total Spending
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$0
Card Details
Annual Rewards
$506.17
Aeroplan rewards
First Year Bonus
$630
Aeroplan rewards
Annual Fee
$120
First Year Value
$1,016.17
$386.17 in years after
Interest Rates
Cash Advance: 30% Annual*
Purchase: 30% Annual*
Annual Fee
$120
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Earn 30,000 Aeroplan points after spending $3,000 on your Card within the first 3 months. Additional 20,000 Aeroplan points when you spend $1,000 in month 13.
Card Type
Reward: Charge
Loyalty Program: Air Canada Aeroplan
Our Rating
3.3/5
Institution
American Express
Rewards†
- 2 points on Aircanada and AirCanada Vacations
- 1.5 points on Dining
- 1 Point on everything else
American Express® Aeroplan®* Card Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Air Canada
480 points
Food and drinks
6,300 points
All other purchases
17,323 points
Annual Fee
- $120
Net Annual Rewards
24,103 points
Valued at $386.17 (after fees)
Rewards Summary
Net Annual Rewards
24,103 points
Valued at $386.17 (after fees)
First Year Bonus
30,000 points
Valued at $630
First Year Value
54,103 points
Valued at $1,016.17
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$1,016.17
Travel
$326.35
Gift Cards
$280.36
Insurance & Benefits†
Insurance
Coverage
Flight Delay
$500 (Aggregated with Baggage Delay)
Baggage Delay
$500 (Aggregated with Flight Delay)
Hotel Burglary Insurance
$500
Travel Accident
$500K.svg)
Car Rental Damage & Theft
$85K, up to 48 days
Purchase Protection
90 days, $1000 per occurrence
Extended Warranty
1 year
Benefits
Details
Free first checked bag
You and up to 8 companions every time you fly with Air Canada.svg)
Status lift
Reach Aeroplan Elite™ Status sooner by earning Status Qualifying Miles and Status Qualifying Segments with purchases made on your account
Free Extra Night at Hotels
Receive an extra night free for every 3 hotel nights redeemed with Aeroplan points
American Express Experiences
Extra points
Earn points twice at over 150 Aeroplan partner brands
Pros & Cons
Pros
- Free checked bag benefit: Every checked bag might cost you $60 - $100 per person on a round trip. The amount you can save in a year if you travel a few times or travel with a few companions can easily be much higher than the annual fee of the card.If you are interested in a higher Aeroplan Status, the card helps you get there faster.
Cons
- The main reward category is only for Air Canada purchases. Unless you are a frequent Air Canada traveler, this reward category is not useful to most people.
- The only other rewards category offered is for food, and it doesn't offer that high of a reward rate either.
- In terms of insurance benefits, the types and coverage amounts provided are lower compared to other cards with a similar annual fee.