Finly Rebate
$50
$100
BMO VIPorter Mastercard®∗ and $50 $100 from FinlyWealth*
Promotional rebate expires on
Offer Terms
* Terms and conditions apply.
- Subject to approval
- For new cardholders only
How it Works
- 1.Sign in or create a new FinlyWealth account.
- 2.Click the offer link provided in order to be redirected to the merchant's page.
- 3.Make sure to add your Interac e-Transfer email to your Finly profile for us to process payments.
- 4.Complete your application or purchases in one go.
- 5.Once approved, we should receive a confirmation within 3-10 business days depending on the merchant. Please note that this timeline can be much longer depending on the nature of your transaction and how the merchant processes approvals. Your cashback profile will reflect that as soon as we receive a status update.
- 6.Cash back payments are generally processed within 3-5 business days of receiving transaction confirmations, however it may vary depending on processing times.
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 4.1/5 |
Institution | BMO |
Loyalty Program |
Fees & Rates
Annual Fee | $89 (first year waived) |
Interest Rates | Purchase: 21.99% Cash Advance: 23.99%□ Balance Transfer: 23.99% □ Cash advance rate for Quebec residents is 21.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Get up to 40,000 VIPorter points and a 35% off flight voucher.* |
Description | 10,000 bonus VIPorter points after spending $3,000 in eligible purchases within the first 110 days, 15,000 bonus VIPorter points after spending $6,000 in eligible purchases within the first 180 days (plus a 35% flight discount voucher), and 15,000 bonus VIPorter points after spending $10,000 in eligible purchases within the first 365 days. Offer ends July 1, 2025* |
Rebate Timeline
Posting Time
30-45 days from application submission
Locking Time
30-60 days after approval
Application Submitted
You submit your application
Pending Verification
BMO determines your eligibility
Expected: 30 daysFinal Approval
Rebate is approved
Expected: 30 daysPayments & Privacy
- •We take privacy serious and believe in keeping your information the way it's meant to be - private. We ask for minimal information to reduce exposure and secure any personal information stored using the latest industry standards.
- •Payments are sent via Interac e-Transfer to an email address of your choice which can be saved and modified on your account. If your Interac requires a password to accept payments, one will be provided to you through email, otherwise the cash payment will be auto-deposited into your account.
Helpful Tips
Don't switch devices
Making sure to complete the process in one go without switching devices will help to avoid unforeseen tracking issues.
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Read eligibility criteria
It's generally recommended to read and understand the eligibility criteria before you apply for a financial product.
User Reviews
See our full list of reviews on Trustpilot
Footnotes:
* †† Applications for the BMO VIPorter Mastercard or BMO VIPorter World Mastercard must be received between March 21, 2025 and July 1, 2025 (the "Offer Period") to be eligible for this offer. This offer is not available to current or former cardholders who reinstate a closed account or open a new account for the same card during the Offer Period. Existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible for this offer. If the Credit Card is cancelled within 365 days from the date it was opened, the welcome bonus earned within that period may be cancelled. This offer may be withdrawn or changed without notice.
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