What's on this Page
Card Details
Interest Rates
Purchase: 12.99%*
Cash Advance: 12.99%*
Annual Fee
$25
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Welcome Bonus
N/A
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
3/5
Institution
American Express
Rewards
No rewards earned on purchases
Insurance & Benefits
Insurance
Coverage
Travel Accident
$100,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Amex Experiences™
Access virtual events and special offers curated for Cardmembers with Amex Experiences™
Pros & Cons
Pros
- Lower interest rates
- Access to American Express experiences
Cons
- No rewards
- American Express cards are not as widely as accepted as Visa and Mastercard
- Small annual fee
Legal
†American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. Check here for full details and current product information. Check here for full details and current product information.
* Subject to approval. The preferred rate for purchases and funds advances is 12.99%. If you have 2 separate Missed Payments, the applicable rates for your account will be 25.99%. If you have 3 separate Missed Payments, the applicable rates for your account will be 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.