Card Details
Interest Rates
Cash Advance: 21.99%*
Purchase: 21.99%*
Annual Fee
$150
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Earn 60,000 Marriott Bonvoy® points1 after you spend $5,000 on your Card within your first 3 months as a new Marriott Bonvoy® Business American Express® Cardmember. Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.
Card Type
Category: Points
Loyalty Program: American Express Membership Rewards
Our Rating
4/5
Institution
American Express
Rewards†
- 5x points per $1 on eligible purchases at participating Marriott Bonvoy hotels
- 3x points per $1 on eligible gas, dining and travel purchases
- 2x points per $1 on all other purchases (everyday business expenses and more)
Insurance & Benefits†
Insurance
Coverage
Travel Accident
$500,000
Flight Delay
$500Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$500
Mobile Device Insurance
$1,000.svg)
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
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Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
Pros & Cons
Pros
- High Welcome Bonus: Earn up to 60,000 points, which can be highly valuable when redeemed for hotel stays or transferred to airline partners.
- Strong Rewards at Marriott Properties: Earn 5 points per $1 spent at Marriott properties, and 3 points per $1 on gas, dining, and travel.
- Annual Free Night Certificate: Receive a certificate worth 35,000 points annually.
- Automatic Silver Elite Status: Enjoy perks like late checkout and room upgrades at Marriott hotels.
Cons
- Lower Acceptance: As an American Express card, it has lower acceptance compared to Visa or Mastercard.
- Annual Fee: $150 annual fee, which may be a consideration if you don't use the card's benefits frequently.