ATB Gold My Rewards Mastercard®
2.5/5
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$199.92
$199.92 in years after
Annual Rewards
$199.92
ATB Gold Rewards
First Year Bonus
$0
ATB Gold Rewards
Annual Fee
$0
First Year Value
$199.92
Interest Rates
Cash Advance: 22.99%
Purchase: 19.99%
Balance Transfer: 22.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Very Good
Welcome Bonus
N/A
Card Type
Category: Points
Loyalty Program: ATB Gold Rewards
Our Rating
2.5/5
Institution
ATB
Rewards
- 3 points per $1 spent on eligible purchases1 on groceries, gas, digital streaming services and/or subscriptions, and entertainment.
- 1.5 points per $1 spent on all other eligible purchases
ATB Gold My Rewards Mastercard® Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
All purchases
240,000 points
Net Annual Rewards
240,000 points
Valued at $199.92
Rewards Summary
Net Annual Rewards
240,000 points
Valued at $199.92
First Year Card Bonus
0 points
First Year Card Value
240,000 points
Valued at $199.92
Point Redemptions
Gift Cards
$199.92
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Accident
$225,000.svg)
Car Rental Damage & Theft
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Car Rental Personal Effects
$1,000
Travel Accident
$300,000
Flight Delay
$500Baggage Delay
$500
Benefits
Details
Car Rental Discount
25% off base rate of participating Avis and Budget locations
Pros & Cons
Pros
- No annual fee: Enjoy travel rewards without any annual cost.
- Up to 3 points per $1: Earn 3 points per $1 spent on groceries, gas, digital streaming services, subscriptions, and entertainment.
- 8 types of insurance: Strong insurance coverage for a no-fee card, including travel accident and baggage delay.
- Customizable card design: Choose from 80 different card designs for a personalized look.
Cons
- Points value: Each point is only worth 0.5 cents when redeemed for travel, limiting the overall value of rewards.
- Alberta-only: This card is only available to residents of Alberta, restricting its availability.