Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$293.39
$258.39 in years after
Annual Rewards
$258.39
RBC ION Avion
First Year Bonus
$35
RBC ION Avion
Annual Fee
$0
First Year Value
$293.39
$258.39 in years after
Card Details
Info
Card Type | Points |
Our Rating | 2.7/5 |
Institution | RBC |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | 6,000 points ($60 value) |
Description | Get 6,000 Avion points upon approval |
Rewards
- 1.5 points for every dollar in grocery, rides, gas, electric vehicle charging, streaming, digital gaming, subscriptions and more
- 1 point for all other purchases
RBC ION Visa Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Groceries, Recurring transactions, Gas and Entertainment
8,358 points
All other purchases
17,481 points
Net Annual Rewards
25,839 points
Valued at $258.39
Rewards Summary
Net Annual Rewards
25,839 points
Valued at $258.39
First Year Card Bonus
3,500 points
Valued at $35
First Year Card Value
25,839 points
Valued at $293.39
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$293.39
Travel
$176.04
Financial products
$243.52
Gift Cards
$211.24
Merchandise
$205.38
Statement Credits
$170.17