Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$63.81
$38.81 in years after
Annual Rewards
$38.81
CIBC Aventura
First Year Bonus
$25
CIBC Aventura
Annual Fee
$0
$0
First Year Waived
First Year Value
$63.81
$38.81 in years after
Interest Rates
Cash Advance: 22.99%, for Quebec 21.99%
Purchase: 20.99%
Balance Transfer: 22.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: $15,000
Credit Score
Good
Welcome Bonus
Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura® Visa* account approval. Each one is worth 500 Aventura Points: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura® Visa* card; 3. Add an authorized user on your new Aventura® Visa* card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your Aventura® Visa* card with Apple Pay® or Samsung Pay® or Google Pay™
Card Type
Category: Points
Loyalty Program: CIBC Aventura
Our Rating
2.8/5
Institution
CIBC
Rewards
- 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
- 1 point per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores (up to $6,000 spent combined per year)
- 0.5 point per $1 spent on all other eligible purchases
CIBC Aventura® Visa* Card Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Groceries, Gas, Pharmacy
1,762 points
All other purchases
2,118 points
Net Annual Rewards
3,881 points
Valued at $38.81
Rewards Summary
Net Annual Rewards
3,881 points
Valued at $38.81
First Year Card Bonus
2,500 points
Valued at $25
First Year Card Value
6,381 points
Valued at $63.81
Point Redemptions
Redemptions Chart
Travel
$63.81
Financial products
$52.96
Gift Cards
$45.31
Merchandise
$45.31
Statement Credits
$39.56
Insurance & Benefits
Insurance
Coverage
Travel Accident
$100,000
Purchase Protection
90 days
Extended Warranty
Up to a year.svg)
Car Rental Damage & Theft
up to car value of $65k
Benefits
Details
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Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
Pros & Cons
Pros
- No Annual Fee: A great perk, especially for a travel rewards card.
- Rewards on Everyday Purchases: Earn 1 point per $1 on travel, groceries, gas, EV charging, and drugstores, and 1 point per $2 on all other purchases.
- Fuel Savings: Save up to 10 cents per litre at Journie Rewards gas stations.
- Flexible Redemption: Points can be redeemed for travel, merchandise, gift cards, or as statement credits.
Cons
- Limited Insurance: Includes only basic coverage (e.g., travel accident and purchase protection).
- Low Base Earn Rate: You only earn 1 point per $2 spent on most purchases, which is lower than many competing cards.