Offer Terms
** Terms and conditions apply.
This offer is only valid for eligible new Neo customers who successfully open their first Neo product
How it Works
- 1.Sign in or create a new FinlyWealth account.
- 2.Click the offer link provided in order to be redirected to the merchant's page.
- 3.Make sure to add your Interac e-Transfer email to your Finly profile for us to process payments.
- 4.Complete your application or purchases in one go.
- 5.Once approved, the institution will report the transaction to us based on their reporting schedule, which can vary from 3-5 days to 1-2 months. Your Finly cashback profile will reflect that as soon as we receive a status update.
- 6.Rebate payments are generally processed within 5 business days of receiving transaction confirmations, however it may vary depending on payment processing times.
Card Details
Info
Card Type | Secured Credit |
Reward Type | Cash Back |
Our Rating | 4.5/5 |
Institution | Neo Financial |
Fees & Rates
Annual Fee | $60 |
Interest Rates | Purchase: 19.99% - 29.99%□ Cash Advance: 22.99% - 31.99%□ □ Cash advance rate for Quebec residents is 22.99% - 25.99% |
Eligibility
Credit Score Estimate | Poor |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | |
Description | N/A |
Payments & Privacy

- •We take privacy serious and believe in keeping your information the way it's meant to be - private. We ask for minimal information to reduce exposure and secure any personal information stored using the latest industry standards.
- •Payments are sent via Interac e-Transfer through our secure automated payment system. We often use Wise as our payment processor. If your Interac requires a password to accept payments, Wise will send you the PIN via email, otherwise the cash payment will be auto-deposited directly into your bank account. You do not need to have a Wise account to accept payments.
Helpful Tips

Don't switch devices
Making sure to complete the process in one go without switching devices will help to avoid unforeseen tracking issues.

Avoid cookie or ad blockers
Most of our tracking process is done through browser cookies, hence blocking them would introduce potential tracking issues. Don't use incognito mode either.

Read eligibility criteria
It's generally recommended to read and understand the eligibility criteria before you apply for a financial product.
User Reviews
See our full list of reviews on Trustpilot