Triangle Mastercard
3/5
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Interest Rates
Cash Advance: 22.99% - 27.99% (for Quebec 21.99%)
Purchase: 20.99% - 25.99%
Balance Transfer: 22.99% - 27.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Very Good
Welcome Bonus
N/A
Card Type
Category: Points
Loyalty Program: CanadianTire Dollars
Our Rating
3/5
Institution
Canadian Tire
Rewards
- 4% back in CanadianTire dollars on almost everything at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts
- 1.5% back in CanadianTire dollars on eligible grocery purchases (on the first $12,000 per year; excludes Costco and Walmart)
- 0.5% back in CanadianTire on all other eligible purchases
Calculating reward breakdowns
Insurance & Benefits
Insurance
Coverage
Benefits
Details
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Gas Discount
Save 7¢/L on premium fuel and 5¢/L on all other fuel types at Gas+ and Petro-Canada locations on gas
Pros & Cons
Pros
- High rewards at Canadian Tire: 4% back on pre-tax purchases at Canadian Tire stores.
- 1.5% on groceries: Offers a decent return on grocery purchases with no annual fee.
- No annual fee: Makes it easy to keep in your wallet without any cost.
- No income requirement: No specified income threshold, making it accessible.
Cons
- Low rewards elsewhere: Only 0.5% back on purchases outside of Canadian Tire and grocery stores.
- Limited rewards redemption: Rewards are restricted to use within Canadian Tire's family of stores.
- No insurance coverage: Unlike other credit cards, this one does not include purchase protection or extended warranty.