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Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly's algorithm factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, etc.)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$142
$43.51 in years after
Annual Rewards
$43.51
TD Rewards
First Year Bonus
$98.48
TD Rewards
Annual Fee
$0
First Year Value
$142
$43.51 in years after
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 2/5 |
Institution | TD |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 19.99% Cash Advance: 22.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Up to 15,152 TD Rewards Points |
Description | Earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca) when you spend $500 within 90 days of Account opening. Conditions apply. Account must be approved by January 6, 2025. |
Rewards
- 4x points per $1 spent on travel booked online through Expedia for TD
- 3x points per $1 spent on eligible grocery and restaurant purchases
- 2x points per $1 spent on eligible recurring bill payments
- 1x points per $1 spent on all other eligible purchases
TD Rewards Visa* Card Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Expedia
156 points
Food and drinks, Groceries
4,831 points
Recurring Transactions
728 points
All other purchases
2,986 points
Net Annual Rewards
8,702 points
Valued at $43.51
Rewards Summary
Net Annual Rewards
8,702 points
Valued at $43.51
First Year Card Bonus
19,697 points
Valued at $98.48
First Year Card Value
8,702 points
Valued at $142
Point Redemptions
Redemptions Chart
Travel from Expedia
$142
Travel
$113.6
Education
$113.6
Amazon
$93.72
Statement Credits
$71
Gift Cards
$71
Merchandise
$63.9