What's on this Page
Card Details
Interest Rates
Purchase: 12.90%*
Cash Advance: 12.90%*
Balance Transfer: 12.90%*
Annual Fee
$25
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Welcome Bonus
N/A
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
3.3/5
Institution
TD
Rewards
- No rewards
- No welcome bonus or promotional interest rate
- Interest changes with prime so you can't setup a fixed amount payment plan
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 daysExtended Warranty
Doubled Up to 1 year
Benefits
Details
Extra points
Earn 50% more Stars at participating Starbucks storesCar Rental Discount
5% to 10% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- Lower annual interest rate compared to most cards
Cons
- No rewards
- Small annual fee
Legal
* Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.