TD Low Rate Visa* Card

TD Low Rate Visa* Card
Review

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Card Details

Interest Rates


Purchase: 12.90%*

Cash Advance: 12.90%*

Balance Transfer: 12.90%*

Annual Fee


$25

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

Welcome Bonus


N/A

Card & Reward Type


Card Type: Credit

Reward Type: None

Our Rating


3.3/5

Institution


TD

Rewards


  • No rewards
  • No welcome bonus or promotional interest rate
  • Interest changes with prime so you can't setup a fixed amount payment plan

Insurance & Benefits


Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Doubled Up to 1 year

Benefits

Details

  • reward cup

    Extra points

    Earn 50% more Stars at participating Starbucks stores
  • car rental

    Car Rental Discount

    5% to 10% off base rate of Avis Rent A Car and Budget Rent A Car

Pros & Cons


Pros

  • Lower annual interest rate compared to most cards

Cons

  • No rewards
  • Small annual fee

* Standard Rate of 24.99% on Purchases or 27.99% on Cash Advances applies if Minimum Payment is not received before or on the payment due date and before we prepare your next monthly statement twice within any 12 consecutive statement periods.

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