td cashback visa card

TD Cash Back Visa* Card

2.7/5

Apply Now

td cashback visa card

TD Cash Back Visa* Card

Apply Now

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.

Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Linked Credit Cards

Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.

Card Details

Interest Rates

Cash Advance: 22.99%

Purchase: 19.99%

Balance Transfer: 22.99%

Annual Fee

$0

Annual Income

Personal: $60,000

Household: $100,000

Credit Score

Good

Welcome Bonus

N/A

Card Type

Cash Back

Our Rating

2.7/5

Institution

TD

Rewards


  • 1% cash back on eligible groceries, gas and recurring bills (maximum $50 cash back for groceries & gas and another $50 for recurring bills)
  • 0.5% cash back on all other eligible credit card purchases

Calculating reward breakdowns

Insurance & Benefits


Insurance

Coverage

  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to 1 year

Benefits

Details

  • reward cup

    Extra points

    Earn 50% more Stars at participating Starbucks stores
  • car rental

    Car Rental Discount

    10% off base rate of Avis Rent A Car and Budget Rent A Car

Pros & Cons


Pros

  • No annual fee, making it an excellent choice for those who want to earn rewards without paying a fee.
  • 1% cash back on essential categories like gas, groceries, and recurring bills.
  • Flexibility in redeeming cash back: you can redeem whenever you reach $25, rather than waiting for year-end or specific dates.
  • Complimentary extended warranty and purchase protection insurance.

Cons

  • Only 0.5% cash back on all other purchases, which is lower than some competitors.
  • Limited insurance coverage compared to premium cash back cards.

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