Simplii Financial™ Cash Back Visa* Card
$75 Cash Rebate From FinlyWealth
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
25% Referral Cash Bonus
Share your unique referral link to the Simplii Financial™ Cash Back Visa* Card and earn a 25% rebate bonus. Learn more about the Finly referral program.
Card Details
SPECIAL OFFER
- Sign up for a Simplii Financial™ Cash Back Visa* Card by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa Card by November 30, 2024†
Annual Rewards
$342.92
First Year Bonus
$30
Annual Fee
See Below
Learn More
First Year Value
$372.92
$342.92 in years after
Interest Rates
Cash Advance: 22.99%*
Purchase: 20.99%*
Balance Transfer: 22.99%*
Annual Fee
$0
Annual Income
Personal: N/A
Household: $15,000
Credit Score
Very Good
Welcome Bonus
Sign up for a Simplii Financial™ Cash Back Visa* Card by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa Card by November 30, 2024†. Plus, 10% cash back on eligible restaurants, food delivery and bar purchases for the first 4 months, up to $500†.
Card Type
Cash Back
Our Rating
4.2/5
Institution
Simplii Financial™
Rewards†
- 4% cash back on eligible restaurant, bar, and coffee shop purchases up to $5,000 spent per year†
- 1.5% cash back on gas, groceries, drugstore, and pre-authorized payments up to $15,000 spent per year†
- 0.5% cashback on all other purchases†
Simplii Financial™ Cash Back Visa* Card Cash Back Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Food and drinks
$168
Gas, Pharmacy, Groceries, Recurring Transactions
$122.91
All other purchases
$52
Net Annual Rewards
$342.92
Rewards Summary
Net Annual Rewards
$342.92
First Year Bonus
$30
First Year Value
$372.92
Insurance & Benefits†
Insurance
Coverage
Purchase Protection
Up to 90 days†
Extended Warranty
Up to 1 year†
- • Purchase Protection up to 90 days from date of purchase†
- • Extended Warranty up to 1 year following original manufacturer's warranty†
Pros & Cons
Pros
- Highest cashback rate on restaurant purchases in Canada!
- Decent cashback rate on high spent categories such as groceries and gas.
- No annual fee for a card with great rewards.
Cons
- No insurance and benefits other than the standard purchase protection and extended warranty.
- Cap on the rewards that can be earned on each category.