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$75
$60 $75 Cash Rebate From FinlyWealth expiring on
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly's algorithm factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, etc.)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Rebate + 25% Referral Bonus
Take advantage of Finly's exclusive rebate offer. Earn even more by sharing your unique referral link for a 25% bonus. Learn more about the Finly referral program.
Based on $2,000 spending
First Year Value
$370.65
$245.65 in years after
Annual Rewards
$245.65
Scene+
First Year Bonus
$50
Scene+
Finly Rebate
Annual Fee
$0
First Year Value
$370.65
$245.65 in years after
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.3/5 |
Institution | Scotiabank |
Loyalty Program |
Annual Fee | $0 |
Interest Rates | Purchase: 20.99%* Cash Advance: 22.99%* Balance Transfer: 22.99%* |
Credit Score Estimate | Good |
Annual Income | Personal: N/A Household: N/A |
Welcome Bonus | Up to 5,000 Scene+ points |
Description | Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. Terms Apply. |
Based on $2,000 spending
Grocery stores participating in Scene+ Reward program and Cineplex
3,024 points
All other purchases
21,541 points
Net Annual Rewards
24,565 points
Valued at $245.65
Net Annual Rewards
24,565 points
Valued at $245.65
First Year Card Bonus
5,000 points
Valued at $50
First Year Card Value
24,565 points
Valued at $295.65
Finly Rebate
Was $60
Redemptions Chart
Entertainment and Experiences
$295.65
Travel
$295.65
Groceries (At Sobeys)
$295.65
Gift Cards
$218.78
Restaurants
$295.65
Merchandise
$224.7
Statement Credits
$206.96
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.