Scotiabank® Scene+ Visa Card

$65 Cash Rebate From FinlyWealth

Now $90 until Oct 31, 2024

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.


Total Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$0


25% Referral Cash Bonus

Share your unique referral link to the Scotiabank® Scene+ Visa Card and earn a 25% rebate bonus. Learn more about the Finly referral program.

Rewards based on $0 average spending

Card Details

Annual Rewards

$237.91

Scene rewards

First Year Bonus

$50

Scene rewards

Annual Fee

$0

First Year Value

$287.91

$237.91 in years after

Interest Rates

Cash Advance: 22.99%

Purchase: 20.99%

Annual Fee

$0

Annual Income

Personal: $60,000

Household: $100,000

Credit Score

Good

Welcome Bonus

Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. Plus, another 2,500 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months

Card Type

Reward: Points

Loyalty Program: Scene+

Our Rating

3.3/5

Institution

Scotiabank

Rewards


  • 2 Points on on every $1 you spend at Cineplex, Sobeys, Safeway, IGA, Foodland & Participating Co-ops
  • 1 Point on everything else

Scotiabank® Scene+ Visa Card Points Calculator

Based on average spending


Rewards Breakdown

Grocery stores participating in Scene+ Reward program and Cineplex

1,992 points


All other purchases

21,799 points


Net Annual Rewards

23,791 points

Valued at $237.91

Rewards Summary

Net Annual Rewards

23,791 points

Valued at $237.91


First Year Bonus

5,000 points

Valued at $50


First Year Value

28,791 points

Valued at $287.91

Point Redemptions

Redemptions Chart

Entertainment and Experiences

$287.91


Travel

$287.91


Groceries (At Sobeys)

$287.91


Gift Cards

$213.05


Restaurants

$287.91


Merchandise

$218.81


Statement Credits

$201.54

Insurance & Benefits


Insurance

Coverage


    Benefits

    Details

    • car rental

      Car Rental Discount

      25% off base rate of Avis Rent A Car and Budget Rent A Car

    Pros & Cons


    Pros

    • No Annual Fee: Enjoy all the benefits without any yearly cost.
    • Universal Rewards: Earn rewards on every purchase, no matter where you shop.
    • Flexible Redemption: Redeem your rewards with a variety of options tailored to your needs.

    Cons

    • Limited Accelerated Categories: Fewer opportunities to earn bonus points in specific categories.
    • Specific Grocery Partners: Rewards at grocery stores are limited to select partners.
    • Lacks Travel Insurance: Missing some of the common travel insurance coverages offered by other cards.

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