Rewards Calculator Algorithm
You can estimate your rewards by inputting your monthly or yearly spending habits.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$295.65
$245.65 in years after
Annual Rewards
$245.65
Scene+
First Year Bonus
$50
Scene+
Annual Fee
$0
First Year Value
$295.65
$245.65 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Annual Fee
$0
Annual Income
Personal: $60,000
Household: $100,000
Credit Score
Good
Welcome Bonus
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. Plus, another 2,500 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months
Card Type
Category: Points
Loyalty Program: Scene+
Our Rating
3.3/5
Institution
Scotiabank
Rewards†
- 2 Points on on every $1 you spend at Cineplex, Sobeys, Safeway, IGA, Foodland & Participating Co-ops
- 1 Point on everything else
Scotiabank® Scene+ Visa Card Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Grocery stores participating in Scene+ Reward program and Cineplex
3,024 points
All other purchases
21,541 points
Net Annual Rewards
24,565 points
Valued at $245.65
Rewards Summary
Net Annual Rewards
24,565 points
Valued at $245.65
First Year Card Bonus
5,000 points
Valued at $50
First Year Card Value
29,565 points
Valued at $295.65
Point Redemptions
Redemptions Chart
Entertainment and Experiences
$295.65
Travel
$295.65
Groceries (At Sobeys)
$295.65
Gift Cards
$218.78
Restaurants
$295.65
Merchandise
$224.7
Statement Credits
$206.96
Insurance & Benefits†
Insurance
Coverage
Benefits
Details
Car Rental Discount
25% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- No Annual Fee: Enjoy all the benefits without any yearly cost.
- Universal Rewards: Earn rewards on every purchase, no matter where you shop.
- Flexible Redemption: Redeem your rewards with a variety of options tailored to your needs.
Cons
- Limited Accelerated Categories: Fewer opportunities to earn bonus points in specific categories.
- Specific Grocery Partners: Rewards at grocery stores are limited to select partners.
- Lacks Travel Insurance: Missing some of the common travel insurance coverages offered by other cards.