$125
Scotia Momentum® Visa Infinite* Card
Cash Back Calculator
$100 $125 Cash Rebate From FinlyWealth expiring on
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Rebate + 25% Referral Bonus
Take advantage of Finly's exclusive rebate offer. Earn even more by sharing your unique referral link for a 25% bonus. Learn more about the Finly referral program.
Card Details
Based on $2,000 spending
First Year Value
$732.15
$287.15 in years after
Annual Rewards
$407.15
First Year Bonus
$200
Finly Rebate
Annual Fee
$120
$0
First Year Waived
First Year Value
$732.15
$287.15 in years after
Card Details
Info
Card Type | Cash Back |
Our Rating | 4/5 |
Institution | Scotiabank |
Fees & Rates
Annual Fee | $120 (first year waived) |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: $60,000 Household: $100,000 |
Bonuses
Welcome Bonus | 10% Cash Back (up to $200 value) |
Description | Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on additional cards. |
Rewards†
- 4% cashback on groceries, recurring payments (maximum $1000 cashback per year)
- 2% cashback on gas, daily transit (maximum $500 cashback per year)
- 1% cashback on all other credit card purchases (unlimited).
Scotia Momentum® Visa Infinite* Card Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Groceries, Recurring Transactions
$196.2
Gas, Rental Car & Taxi, Public Transportation
$58.94
All other purchases
$152.01
Annual Fee
- $120
Net Annual Rewards
$287.15
(after fees)
Rewards Summary
Net Annual Rewards
$287.15
(after fees)
First Year Card Bonus
$200
First Year Card Value
$607.15
Finly Rebate
Was $100