Rogers Red Mastercard®
4.5/5
Up to $60 cash back ($90 if redeemed for Rogers, Fido or Shaw purchases)
Subscription Bonuses
Select all options which you're currently subscribed to (i.e. account owner). The corresponding card reward values will change based on your selection.
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
25% Referral Cash Bonus
Share your unique referral link to the Rogers Red Mastercard® and earn a 25% rebate bonus. Learn more about the Finly referral program.
Card Details
Based on $2,000 spending
First Year Value
$360
$360 in years after
Annual Rewards
$240
First Year Bonus
$60
Finly Rebate
Annual Fee
$0
First Year Value
$360
$240 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 19.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Very Good
Welcome Bonus
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service ($90 if redeemed for Rogers, Fido or Shaw purchases).
Card Type
Cash Back
Our Rating
4.5/5
Institution
Rogers Bank
Rewards
- 2% cashback on all purchases if you have 1 qualifying Rogers, Fido or Shaw service as the account owner
- 2% cashback on all U.S dollar purchases and 1% on all other eligible purchases if you do not have a qualifying Rogers, Fido or Shaw service
- 1.5x redemption bonus on your earned cash back value when used on Rogers, Fido and Shaw purchases – that’s a 3% cash back value
Rogers Red Mastercard® Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
US Dollar Purchases
$0
All other purchases
$240
Net Annual Rewards
$240
Rewards Summary
Net Annual Rewards
$240
First Year Card Bonus
$60
First Year Card Value
$300
Finly Rebate
$60
Insurance & Benefits
Insurance
Coverage
Balance Protection
Minimum payments
Benefits
Details
No Cost roaming
5 days
Pros & Cons
Pros
- Voted as the Best Cash Back Card in Canada for Rogers, Fido and Shaw Customers by FinlyWealth.
- There is no annual fee, a notable perk for a card with such high reward multipliers. Most cards with slightly lower reward rates typically have annual fees.
- Offers the flexibility to redeem cash towards Rogers, Shaw, or Fido services, potentially increasing the value of your earned rewards.
- The roam-like benefit is a benefit unique only to this card.
- It is accepted at nearly all locations as it's a Mastercard.
Cons
- No real insurance coverage (only balance protection), not even purchase protection or extended warranty which are pretty standard benefits for almost all credit cards.
- Low rewards multiplier if you don't have an eligible Rogers, Shaw, or Fido service.
Rogers Red Mastercard® Review
How You Earn Rewards
- Postpaid Rogers-branded consumer mobile plans (which includes wireless home phone and tablet data plans). For these plans, users who have permission to make changes (i.e. a Level 1 Authorized User) are also eligible.
- Postpaid Fido-branded consumer mobile plans – primary account holders only (which includes wireless home phone and tablet data plans)
- Any Rogers, Shaw or Fido-branded internet, TV, home phone, home monitoring or satellite service – primary account holders only
- 2% cashback on all eligible purchases if redeemed as cash.
- 3% on all eligible purchases if redeemed for Rogers, Fido, or Shaw services.
- 2% on USD purchases
- 1% cashback on all eligible purchases
Redeeming your Rewards
Benefits of Rogers Red Mastercard
1. Great card to have for most people
2. Unique benefits
3. Easy Redemption
2 Downsides of Rogers Red Mastercard
1. Very minimal benefits
2. Not the best card for people with no qualifying service
Comparison to other popular cashback credit cards
| Rogers Red Mastercard® | Rogers Red World Elite® Mastercard® | Simplii Financial™ Cash Back Visa* Card | SimplyCash® Card from American Express | |
|---|---|---|---|---|
Welcome Bonus | Up to $60 cash back ($90 if redeemed for Rogers, Fido or Shaw purchases) | N/A | 10% cash back† up to $1,000 in spending | Up to $100 in Statement Credits |
Earn Rates |
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Insurance Included | 1 type
| 7 types
| 2 types
| 3 types
|
Perks | 1 perk
| 2 perks
| None | 1 perk
|
Annual Fee | $0 | $0 | $0 | $0 |
Income Requirements | N/A | $80,000 personal or $150,000 household | $15,000 personal or $15,000 household | N/A |
Apply Now | Apply Now | Apply Now | Apply Now | Apply Now |
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