What's on this Page
Card Details
Based on $2,000 spending
First Year Value
$691.6
$241.6 in years after
Annual Rewards
$360.6
WestJet Dollars
First Year Bonus
$450
WestJet Dollars
Annual Fee
$119
First Year Value
$691.6
$241.6 in years after
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%
Annual Fee
$119
Annual Income
Personal: $80,000
Household: $150,000
Credit Score Estimate
Welcome Bonus
200 WestJet Dollars after first purchase, 250 WestJet dollars when you spend a minimum of $5,000 in the first 3 months on your card
Our Rating
4/5
Institution
RBC
Rewards
- 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages
- 1.5% back in WestJet dollars on other purchases
Insurance & Benefits
Insurance
Coverage
Emergency Out of province Medical
15 daysEmergency Medical Over 65
3 daysTravel Accident
$500KCar Rental Damage & Theft
$65K up to 48 daysTrip Interruption
$5K/person, $25K/tripFlight Delay
$250/person, $500/occurrenceBaggage Delay
$500/person, $2500/occurrencePurchase Protection
90 daysExtended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 4 visits.Companion Voucher
Travel within Canada or to the continental U.S. (excluding Hawaii), from $119 CAD, Travel to Hawaii or Mexico from $399 CAD, Travel to the rest of the WestJet network from $399 CADStatus lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year)Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guestsDiscount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollarsBoingo Wi-Fi hotspot
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-CanadaExtra points
50 Be Well points for every $1 spent on eligible products at Rexall
Pros & Cons
Pros
- A no-brainer if you are a frequent WestJet traveler. The first free checked bag, annual companion pass, and status lift benefits alone make up more than the amount paid for the annual fee.
- A very good list of travel insurance in addition to WestJet-specific benefits.
Cons
- Not the best card for rewards accumulation, so it's better if paired with another card that offers higher rewards on non-WestJet purchases.
- Rewards can only be used on WestJet, making them less flexible.