Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Card Details
Based on $2,000 spending
First Year Value
$691.6
$241.6 in years after
Annual Rewards
$360.6
WestJet Dollars
First Year Bonus
$450
WestJet Dollars
Annual Fee
$119
First Year Value
$691.6
$241.6 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Annual Fee
$119
Annual Income
Personal: $80,000
Household: $150,000
Credit Score
Good
Welcome Bonus
200 WestJet Dollars after first purchase, 250 WestJet dollars when you spend a minimum of $5,000 in the first 3 months on your card
Card Type
Category: Points
Loyalty Program: WestJet Dollars
Our Rating
4/5
Institution
RBC
Rewards
- 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages
- 1.5% back in WestJet dollars on other purchases
WestJet RBC World Elite Mastercard Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
WestJet
2 points
All other purchases
358 points
Annual Fee
- $119
Net Annual Rewards
360 points
Valued at $241.6 (after fees)
Rewards Summary
Net Annual Rewards
360 points
Valued at $241.6 (after fees)
First Year Card Bonus
450 points
Valued at $450
First Year Card Value
810 points
Valued at $691.6
Point Redemptions
Travel with WestJet
$691.6
Insurance & Benefits
Insurance
Coverage
Emergency Out of province Medical
15 daysEmergency Medical Over 65
3 days
Travel Accident
$500K.svg)
Car Rental Damage & Theft
$65K up to 48 days
Trip Interruption
$5K/person, $25K/trip
Flight Delay
$250/person, $500/occurrenceBaggage Delay
$500/person, $2500/occurrence
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included! Companion Voucher can be exchanged for 4 visits.
Companion Voucher
Travel within Canada or to the continental U.S. (excluding Hawaii), from $119 CAD, Travel to Hawaii or Mexico from $399 CAD, Travel to the rest of the WestJet network from $399 CAD.svg)
Status lift
Eern $500 in tier qualifying spend which applies towards achieving the next WestJet Rewards tier for every $15,000 CAD in Eligible Purchases on your WestJet RBC World Elite Mastercard (up to a maximum of $1,500 in tier qualifying spend in a qualifying year).svg)
Free first checked bag
First checked bag is free for primary cardholder on WestJet flight and up to 8 guests
Discount
Member Exclusive fares: Exclusive discounts when you pay the full base fare with WestJet dollars
Boingo Wi-Fi hotspot
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Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Pros & Cons
Pros
- A no-brainer if you are a frequent WestJet traveler. The first free checked bag, annual companion pass, and status lift benefits alone make up more than the amount paid for the annual fee.
- A very good list of travel insurance in addition to WestJet-specific benefits.
Cons
- Not the best card for rewards accumulation, so it's better if paired with another card that offers higher rewards on non-WestJet purchases.
- Rewards can only be used on WestJet, making them less flexible.