Working hard in the background...
Card Details
Based on $2,000 spending
First Year Value
$301.6
$201.6 in years after
Annual Rewards
$240.6
WestJet Dollars
First Year Bonus
$100
WestJet Dollars
Annual Fee
$39
First Year Value
$301.6
$201.6 in years after
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%
Annual Fee
$39
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Welcome Bonus
Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months)
Our Rating
2.6/5
Institution
RBC
Rewards
- 1.5% back in WestJet dollars on WestJet flight or WestJet Vacation package purchases
- 1% back in WestJet dollars on all other eligible purchases
Insurance & Benefits
Insurance
Coverage
Travel Accident
$500,000
.svg)
Car Rental Damage & Theft
$65K up to 48 days
Baggage Delay
$500/person, $2500/occurrence
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits
Details
.svg)
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Pros & Cons
Pros
- Earn WestJet dollars that are easy to redeem for WestJet flights or vacation packages.
- Annual companion voucher for travel within Canada and the Continental U.S., potentially offering significant savings.
- Save 3 cents per litre on fuel at Petro-Canada and earn bonus Petro-Points.
- Includes 7 types of insurance despite the low annual fee.
Cons
- Limited earning potential with only 1% back on non-WestJet purchases.
- Companion voucher costs $199 to use, making it less valuable for shorter trips.
