WestJet RBC Mastercard

WestJet RBC Mastercard

2.6/5

Up to $100 WestJet Dollars

Apply Now

WestJet RBC Mastercard

WestJet RBC Mastercard

Apply Now

Rewards Calculator Algorithm

You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.

Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Linked Credit Cards

Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.

Card Details

Interest Rates

Cash Advance: 22.99%

Purchase: 20.99%

Annual Fee

$39

Annual Income

Personal: N/A

Household: N/A

Credit Score

Very Good

Welcome Bonus

Earn up to 100 WestJet dollars (with $1,000 spend in the first 3 months)

Card Type

Category: Points

Loyalty Program: WestJet Dollars

Our Rating

2.6/5

Institution

RBC

Rewards


  • 1.5% back in WestJet dollars on WestJet flight or WestJet Vacation package purchases
  • 1% back in WestJet dollars on all other eligible purchases

Calculating reward breakdowns

Insurance & Benefits


Insurance

Coverage

  • heart lock

    Travel Accident

    $500,000
  • car insurance

    Car Rental Damage & Theft

    $65K up to 48 days
  • hourglass timer

    Baggage Delay

    $500/person, $2500/occurrence
  • lost baggage

    Lost or Stolen Baggage

    $500
  • burglar

    Hotel Burglary Insurance

    $2,500
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to 1 year

Benefits

Details

  • gas station

    Gas Discount

    save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
  • reward cup

    Extra points

    50 Be Well points for every $1 spent on eligible products at Rexall

Pros & Cons


Pros

  • Earn WestJet dollars that are easy to redeem for WestJet flights or vacation packages.
  • Annual companion voucher for travel within Canada and the Continental U.S., potentially offering significant savings.
  • Save 3 cents per litre on fuel at Petro-Canada and earn bonus Petro-Points.
  • Includes 7 types of insurance despite the low annual fee.

Cons

  • Limited earning potential with only 1% back on non-WestJet purchases.
  • Companion voucher costs $199 to use, making it less valuable for shorter trips.

We may earn a commission for some of the products featured on this site. The content and reviews on FinlyWealth are independent and not influenced by advertisers. For the latest details on any product, please visit the advertiser's official website. The content provided on this website, including any credit card recommendations, is for informational and entertainment purposes only and does not constitute financial, legal, or tax advice. The owner and author(s) of this website are not financial, legal, or tax professionals. All views and opinions expressed herein are solely those of the author(s) and may not reflect the best choice for your unique situation. Always consult with a qualified professional before making any financial decisions. The owner and author(s) of this website shall not be held liable for any inaccuracies, errors, or omissions in the content or any resulting actions taken by readers.

Copyright © FinlyWealth 2025 All Rights Reserved.