Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$483.94
$228.94 in years after
Annual Rewards
$393.94
Avios
First Year Bonus
$255
Avios
Annual Fee
$165
First Year Value
$483.94
$228.94 in years after
Card Details
Info
Card Type | Points |
Our Rating | 3/5 |
Institution | RBC |
Loyalty Program |
Fees & Rates
Annual Fee | $165 |
Interest Rates | Purchase: 20.50% Cash Advance: 22.99% (for Quebec 21.99%) Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: $60,000 Household: $100,000 |
Bonuses
Welcome Bonus | Up to 60,000 Avios points |
Description | 15,000 Avios points upon approval. To receive the additional 35,000 Avios points, (i) a total of $6,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions must be posted to your Credit Card Account within the first 3 months of your Credit Card Account opening date. |
Rewards
- 3x Avios points per $1 CAD you spend on British Airways purchases
- 2x Avios points per $1 CAD you spend on dining
- 1x Avios point per $1 CAD you spend on all other qualifying purchases
RBC British Airways Visa Infinite Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
BritishAirways
240 points
All other purchases
22,933 points
Annual Fee
- $165
Net Annual Rewards
23,173 points
Valued at $228.94 (after fees)
Rewards Summary
Net Annual Rewards
23,173 points
Valued at $228.94 (after fees)
First Year Card Bonus
15,000 points
Valued at $255
First Year Card Value
23,173 points
Valued at $483.94
Point Redemptions
Travel with Avios
$483.94