Working hard in the background...
Working hard in the background...
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly's algorithm factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, etc.)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Based on $2,000 spending
First Year Value
$774.43
$4.43 in years after
Annual Rewards
$403.43
RBC Avion
First Year Bonus
$770
RBC Avion
Annual Fee
$399
First Year Value
$774.43
$4.43 in years after
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.3/5 |
Institution | RBC |
Loyalty Program |
Annual Fee | $399 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%□ Balance Transfer: 22.99% (for Quebec 21.99%) □ Cash advance rate for Quebec residents is 21.99% |
Credit Score Estimate | Good |
Annual Income | Personal: $200,000 Household: $200,000 |
Welcome Bonus | Up to 70,000 Avion points* |
Description | 35,000 Avion Points on approval*. 20,000 bonus points when you spend $5,000 in your first 6 months*. 15,000 one-time anniversary bonus points after 12 months of account opening*. |
Based on $2,000 spending
All purchases
28,816 points
Annual Fee
- $399
Net Annual Rewards
28,816 points
Valued at $4.43 (after fees)
Net Annual Rewards
28,816 points
Valued at $4.43 (after fees)
First Year Card Bonus
55,000 points
Valued at $770
First Year Card Value
28,816 points
Valued at $774.43
Redemptions Chart
Transfer to Airline Partners
$774.43
Travel
$103.9
Financial products
$296.68
Gift Cards
$204.48
Merchandise
$187.72
Statement Credits
$87.14
* This offer only applies to new applications for an RBC Avion Visa Infinite Privilege credit card approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Avion Visa Infinite Privilege credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an RBC Avion Visa Infinite Privilege credit card account during the Offer Period, are not eligible for the offer.
Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.