Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Card Details
Based on $2,000 spending
Annual Rewards
$149.4
National Bank À la carte Rewards®
First Year Bonus
$0
National Bank À la carte Rewards®
Annual Fee
$0
First Year Value
$149.4
Interest Rates
Cash Advance: 22.49%
Purchase: 20.99%
Balance Transfer: 22.49%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Very Good
Welcome Bonus
N/A
Card Type
Category: Cash Back
Loyalty Program: National Bank À la carte Rewards®
Our Rating
1.6/5
Voted Best Foreign Exchange Credit Card
Institution
National Bank
Rewards
- 1% cash back on eligible recurring bills and restaurant purchases
- 0.5% cash back on all other eligible purchases
National Bank mycredit Mastercard Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Food and drinks, recurring transactions
$58.8
All other purchases
$90.6
Net Annual Rewards
$149.4
Rewards Summary
Net Annual Rewards
$149.4
First Year Card Bonus
$0
First Year Card Value
$149.4
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 daysExtended Warranty
Up to 1 yearMobile Device Insurance
$1,000
Pros & Cons
Pros
- 1% cash back on recurring bill payments and restaurant purchases.
- No annual fee.
- Includes mobile device protection insurance, which is rare for no-fee cards.
Cons
- Only 0.5% cash back on all other purchases.
- Limited insurance coverage overall.
- Relatively low annual rewards value compared to other no-fee cards.