Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$777.84
$477.84 in years after
Annual Rewards
$597.84
MBNA Rewards
First Year Bonus
$300
MBNA Rewards
Annual Fee
$120
First Year Value
$777.84
$477.84 in years after
Card Details
Info
Card Type | Points |
Our Rating | 4/5 |
Institution | MBNA |
Loyalty Program |
Fees & Rates
Annual Fee | $120 |
Interest Rates | Purchase: 19.99% Cash Advance: 24.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: $80,000 Household: $150,000 |
Bonuses
Welcome Bonus | Up to 30,000 points ($300 value) |
Description | 10,000 points for going Paperless. 20,000 points after spending $2,000 after 90 days of account opening |
Rewards
- 5 points on restaurant, grocery, digital media, membership, and household utility purchases (maximum $50,000 spend annually per category)
- 1 point for everything else
MBNA Rewards World Elite® Mastercard® Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
All categories with bonus points
44,730 points
All other purchases
15,054 points
Annual Fee
- $120
Net Annual Rewards
59,784 points
Valued at $477.84 (after fees)
Rewards Summary
Net Annual Rewards
59,784 points
Valued at $477.84 (after fees)
First Year Card Bonus
30,000 points
Valued at $300
First Year Card Value
59,784 points
Valued at $777.84
Point Redemptions
Redemptions Chart
Travel
$777.84
Statement Credits - World Elite
$625.21
Gift Cards
$625.21
Merchandise
$598.27