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MBNA Rewards Platinum Plus Mastercard®
3.4/5
Up to 10,000 bonus points†† + 4x points on restaurant, grocery, digital media, membership and household utility purchases††
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly's algorithm factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, etc.)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$515.37
$362.41 in years after
Annual Rewards
$362.41
MBNA Rewards
First Year Bonus
$152.97
MBNA Rewards
Annual Fee
$0
First Year Value
$515.37
$362.41 in years after
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.4/5 |
Institution | MBNA |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 19.99% Cash Advance: 24.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Good |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | Up to 10,000 bonus points†† + 4x points on restaurant, grocery, digital media, membership and household utility purchases†† |
Description | 5,000 bonus points for going paperless, 5,000 bonus points after spending $500 in 90 days, and 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days. This offer is not available for residents of Quebec. |
Rewards†
- Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days (until the total gas and grocery purchases in the applicable month reaches $500)
- 2 points‡ for every $1 spent on restaurant, grocery, digital media, membership and household utility purchases (these earn rates apply until $10,000 is spent annually in the applicable category)
- 1 point‡ for every $1 spent on all other eligible purchases
- Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
MBNA Rewards Platinum Plus Mastercard® Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Birthday Bonus
3,294.6,000,000,000,004 points
Food and drinks
8,400 points
Groceries
8,772 points
DigitalGoods
240 points
Household Utilities
480 points
All other purchases
15,054 points
Net Annual Rewards
36,240 points
Valued at $362.41
Rewards Summary
Net Annual Rewards
36,240 points
Valued at $362.41
First Year Card Bonus
15,296.65 points
Valued at $152.97
First Year Card Value
36,240 points
Valued at $515.37
Point Redemptions
Redemptions Chart
Travel
$515.37
Gift Cards
$427.76
Merchandise
$412.3
Statement Credits - Platinum
$257.69
Legal
††, ‡, ✪, ***, ††††, Terms and Conditions apply.
This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.