Amazon.ca Rewards Mastercard®
Subscription Bonuses
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Rewards Calculator Algorithm
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Total Spending
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$0
Card Details
Annual Rewards
$243.95
First Year Bonus
$150
Annual Fee
$0
First Year Value
$393.95
$243.95 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 19.99%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants for up to 6 months. Up to $150 cashback on top of the normal cashback earned.
Card Type
Cash Back
Our Rating
3.1/5
Institution
MBNA
Rewards
- 2.5% cashback on Amazon.ca, Whole Foods and foreign currency transactions IF a prime member
- Only 1.5% on Amazon.ca and Whole foods and 1% on foreign currency transactions IF not a prime member
- 1% cashback on everything else
Amazon.ca Rewards Mastercard® Cash Back Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
WholeFoods, AmazonCA
$11.84
All other purchases
$232.11
Net Annual Rewards
$243.95
Rewards Summary
Net Annual Rewards
$243.95
First Year Bonus
$150
First Year Value
$393.95
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Up to a year
Benefits
Details
Car Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A Car
Trip and legal Assistance
Yes
Pros & Cons
Pros
- If you are a Prime member, the 2.5% cashback offered on Amazon purchases is unbeatable in terms of rewards compared to other credit cards.
- The 2.5% cashback on all foreign currency transactions helps to offset the extra 2.5% fee.
Cons
- It offers very little on non-Amazon and non-Whole Foods purchases, with many other well-rounded credit cards out there that offer much more.
- Very limited benefits.