KOHO Extra Mastercard
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
Card Details
Annual Rewards
$253.92
First Year Bonus
$0
Annual Fee
$106
First Year Value
$147.92
Interest Rates
Cash Advance: N/A
Purchase: N/A
Annual Fee
$108
Annual Income
Personal: N/A
Household: N/A
Credit Score
Poor
Welcome Bonus
N/A
Card Type
Prepaid
Our Rating
2.6/5
Institution
KOHO
Rewards
- 2% cashback on groceries, Transportation, eating and drinking
- 0.5% cashback on everything else
KOHO Extra Cash Back Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Groceries, Food and drinks, Transportation
$178.56
All other purchases
$75.36
Annual Fee
- $106
Net Annual Rewards
$147.92
(after fees)
Rewards Summary
Net Annual Rewards
$147.92
(after fees)
First Year Bonus
$0
First Year Value
$147.92
Insurance & Benefits
Insurance
Coverage
Benefits
Details
No Foreign Transaction Fees
Unlimited e-Transfers
Discount
$3 discount on credit building each month
Interest on Balance
5% interest on your entire balance
Pros & Cons
Pros
- Great prepaid card with very solid benefits.
- Can earn rewards on a prepaid card, which is usually not offered on these types of cards.
Cons
- A monthly fee that needs to be considered to determine if it's worth the benefits you get access to or not.
- For building credit, there are better alternative options.