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Refer & Earn 25%
KOHO Extra Mastercard
2.6/5
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$2,000
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Interest Rates
Cash Advance: N/A
Purchase: N/A
Annual Fee
$108
Annual Income
Personal: N/A
Household: N/A
Credit Score
Poor
Welcome Bonus
N/A
Card Type
Prepaid
Our Rating
2.6/5
Institution
KOHO
Rewards
- 2% cashback on groceries, Transportation, eating and drinking
- 0.5% cashback on everything else
Calculating reward breakdowns
Insurance & Benefits
Insurance
Coverage
Benefits
Details
No Foreign Transaction Fees
Unlimited e-Transfers
Discount
$3 discount on credit building each month
Interest on Balance
5% interest on your entire balance
Pros & Cons
Pros
- Great prepaid card with very solid benefits.
- Can earn rewards on a prepaid card, which is usually not offered on these types of cards.
Cons
- A monthly fee that needs to be considered to determine if it's worth the benefits you get access to or not.
- For building credit, there are better alternative options.