Desjardins Flexi Visa
4/5
Card Details
Interest Rates
Cash Advance: 12.9%
Purchase: 10.9%
Annual Fee
$0
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
N/A
Card Type
N/A
Our Rating
4/5
Institution
Desjardins
Rewards
No rewards earned on this card
Insurance & Benefits
Insurance
Coverage
Emergency Out of province Medical
$5M/insured up to 3 days, under 75 years old
Trip Cancellation
$500 per person for trips up to 3 days
Trip Interruption
$1,000 per person for trips up to 3 days
Baggage Delay
$500 per person after 6 hours delay for trips up to 3 days
Lost or Stolen Baggage
$500 per person for trips up to 3 days
Travel Accident
$10,000 per person for trips up to 3 days
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
Doubled up to 1 year
Pros & Cons
Pros
- This is one of the best no-annual-fee, low-interest-rate credit cards in Canada, making it a great option for carrying a credit card balance.
Cons
- No rewards earned on purchases.
- The travel insurance is limited to just 3 days, which is too short to be useful for most trips.