Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$246.67
$246.67 in years after
Annual Rewards
$246.67
Desjardins BONUSDOLLARS® Rewards
First Year Bonus
$0
Desjardins BONUSDOLLARS® Rewards
Annual Fee
$0
First Year Value
$246.67
Interest Rates
Cash Advance: 21.90%
Purchase: 20.90%
Balance Transfer: 21.90%
Annual Fee
$0
Annual Income
Personal: $80,000
Household: $150,000
Credit Score
Very Good
Welcome Bonus
N/A
Card Type
Category: Points
Loyalty Program: Desjardins BONUSDOLLARS® Rewards
Our Rating
2.75/5
Institution
Desjardins
Rewards
- 2% cash back on restaurant, entertainment, transportation and bill payments
- 0.5% cash back on all other purchases
Desjardins Bonus Visa Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
All categories with bonus points
175 points
All other purchases
71 points
Net Annual Rewards
246 points
Valued at $246.67
Rewards Summary
Net Annual Rewards
246 points
Valued at $246.67
First Year Card Bonus
0 points
First Year Card Value
246 points
Valued at $246.67
Point Redemptions
Redemptions Chart
Travel including public Transportation
$246.67
Entertainment and Experiences
$246.67
Financial products
$246.67
Insurance & Benefits
Insurance
Coverage
Extended Warranty
1 year
Purchase Protection
90 days
Mobile Device Insurance
$1,000
Trip Cancellation
$500
Trip Interruption
$1,000
Emergency Out of province Medical
3 days
Emergency Medical Over 65
3 days
Baggage Delay
$500
Lost or Stolen Baggage
$500
Benefits
Details
Car Rental Discount
15% off base rate off Hertz car rental, no young drivers surcharge
Car Rental Discount
10% off base rate off Hertz car rental, no young drivers surcharge
Pros & Cons
Pros
- Up to 2% cash back on select categories like restaurants, entertainment, transit, and pre-authorized payments.
- Includes mobile device insurance.
- No annual fee.
Cons
- Limited physical branch access, with branches only in Quebec and Ontario, which may be inconvenient for those living elsewhere.
- Only earns 0.5% cash back on non-category purchases.
- No welcome bonus.
MX Connect
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