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Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Based on $2,000 spending
First Year Value
$614.39
$125.39 in years after
Annual Rewards
$264.39
CIBC Aventura
First Year Bonus
$350
CIBC Aventura
Annual Fee
$139
$0
First Year Waived
First Year Value
$614.39
$125.39 in years after
Card Type | Credit |
Reward Type | Points |
Our Rating | 2.6/5 |
Institution | CIBC |
Loyalty Program |
Annual Fee | $139 (first year waived) |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%, for Quebec 21.99% Balance Transfer: 22.99% |
Credit Score Estimate | Very Good |
Annual Income | Personal: N/A Household: $15,000 |
Welcome Bonus | Up to 35,000 Aventura points |
Description | 15,000 Aventura Points when you make your first purchase, and 20,000 Aventura Points when you spend $3,000 or more in net purchases in the first 4 monthly statement periods |
Based on $2,000 spending
Groceries, Gas, Pharmacy
10,158 points
All other purchases
16,281 points
Annual Fee
- $139
Net Annual Rewards
26,439 points
Valued at $125.39 (after fees)
Net Annual Rewards
26,439 points
Valued at $125.39 (after fees)
First Year Card Bonus
35,000 points
Valued at $350
First Year Card Value
26,439 points
Valued at $614.39
Redemptions Chart
Travel
$475.39
Financial products
$370.95
Gift Cards
$297.22
Merchandise
$297.22
Statement Credits
$241.92