Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$568.45
$358.45 in years after
Annual Rewards
$358.45
Air Canada Aeroplan®
First Year Bonus
$210
Air Canada Aeroplan®
Annual Fee
$0
First Year Value
$568.45
$358.45 in years after
Card Details
Info
Card Type | Points |
Our Rating | 3.7/5 |
Institution | CIBC |
Loyalty Program |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%, for Quebec 21.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: N/A Household: $15,000 |
Bonuses
Welcome Bonus | Up to 10,000 Aeroplan® points |
Description | Get 10,000 Aeroplan points when you make your first purchase. That's enough for a one-way economy class short-haul ticket in North America (for example, Toronto to New York). |
Rewards
- 1 Aeroplan® point per $1 spent on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
- 1 Aeroplan® point per $1.50 spent (0.66 point per $1) on all other purchases
CIBC Aeroplan® Visa* Card Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Groceries, Gas and Air Canada
5,452 points
All other purchases
11,616 points
Net Annual Rewards
17,068 points
Valued at $358.45
Rewards Summary
Net Annual Rewards
17,068 points
Valued at $358.45
First Year Card Bonus
10,000 points
Valued at $210
First Year Card Value
17,068 points
Valued at $568.45
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$568.45
Travel
$223.32
Gift Cards
$200.31