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Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, Rent via Chexy)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Card Details
Based on $2,000 spending
First Year Value
$1,116.27
$66.27 in years after
Annual Rewards
$665.27
Air Canada Aeroplan®
First Year Bonus
$1,050
Air Canada Aeroplan®
Annual Fee
$599
First Year Value
$1,116.27
$66.27 in years after
Card Details
Info
Card Type | Credit |
Reward Type | Points |
Our Rating | 3.2/5 |
Institution | CIBC |
Loyalty Program |
Fees & Rates
Annual Fee | $599 |
Interest Rates | Purchase: 20.99% Cash Advance: 22.99%, for Quebec 21.99% Balance Transfer: 22.99% |
Eligibility
Credit Score Estimate | Very Good |
Annual Income | Personal: $150,000 Household: $200,000 |
Bonuses
Welcome Bonus | Up to 60,000 Aeroplan® points |
Description | 20,000 Aeroplan points when you make your first purchase, 30,000 Aeroplan points when you spend $7,000 or more during your first 4 monthly statement periods, and 10,000 Aeroplan points as an additional anniversary bonus when you have at least $15,000 in net eligible purchases posted on your account during the first 12 monthly statement periods |
Rewards
- 2 Aeroplan® points per $1 spent on Air Canada and Air Canada Vacations if they are in the first $100k transactions of the year
- 1.5 Aeroplan® points per $1 spent on gas, groceries, travel and dining if they are in the first $100k transactions of the year
- 1.25 Aeroplan® point per $1 spent on all other purchases
CIBC Aeroplan® Visa Infinite Privilege* Card Points Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Air Canada
480 points
All other categories with bonus points
16,098 points
All other purchases
15,101 points
Annual Fee
- $599
Net Annual Rewards
31,679 points
Valued at $66.27 (after fees)
Rewards Summary
Net Annual Rewards
31,679 points
Valued at $66.27 (after fees)
First Year Card Bonus
50,000 points
Valued at $1,050
First Year Card Value
31,679 points
Valued at $1,116.27
Point Redemptions
Redemptions Chart
Transfer to Airline Partners
$1,116.27
Travel
$74.86
Gift Cards
$5.43
