Card Details
Interest Rates
Cash Advance: 15.99%
Purchase: 13.99%
Annual Fee
$29
Annual Income
Personal: N/A
Household: N/A
Credit Score
Good
Welcome Bonus
Get a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee and we’ll waive the $29 annual fee for the first year.
Card Type
N/A
Our Rating
3/5
Institution
BMO
Rewards
No rewards earned on this card
Insurance & Benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Doubled up to 1 year
Pros & Cons
Pros
- Low interest rate
- Nice welcome offer for balance transfer
Cons
- Annual fee while there are similar cards that don't have that fee with them
- No benefits other than the most basic purchase protection and extended warranty