Card Details
Interest Rates
Purchase: 13.99%*
Cash Advance: 15.99%*
Balance Transfer: 15.99%*
Promotional Rates
Balance Transfer: 0.99%*
Promotional Period: 9 months*
Annual Fee
$29
$0
First Year Waived
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Welcome Bonus
Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee in your first anniversary*
Card & Reward Type
Card Type: Credit
Reward Type: None
Our Rating
3.6/5
Institution
BMO
Rewards†
No rewards earned on this card
Insurance & Benefits†
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
Doubled up to 1 year
No additional benefits available for this card.
Pros & Cons
Pros
- Low interest rate
- Nice welcome offer for balance transfer
Cons
- Annual fee while there are similar cards that don't have that fee with them
- No benefits other than the most basic purchase protection and extended warranty
Legal
†BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information. Check here for full details and current product information.
* Terms and conditions apply. Each balance transfer is subject to a fee of 2% which will be charged to your account on the date the balance transfer is posted to your Account.