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BMO CashBack® Mastercard® for Students
4.8/5
5% cash back for the first 3 months, up to $2,500 in spend
$35
BMO CashBack® Mastercard® for Students
Cash Back Calculator
$35 Cash Rebate From FinlyWealth
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Finly's algorithm factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.
Note: The bank connections are not perfect, meaning that occasionally the connection may fail. This happens when the MX bank connector is unable to establish the link, which is beyond our control. If this occurs, please feel free to inform us and use the manual method as an alternative.
Your Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
Restaurant, Fast Food & Coffee Shop
$
Grocery
$
Recurring Purchases (Bills, Subscriptions, etc.)
$
Gas
$
Transportation
$
Entertainment (Movies, Concerts, etc.)
$
Foreign Purchases (Non $CAD)
$
Travel (Flights, Hotels, etc.)
$
Pharmacy
$
Online Shopping
$
Home Improvement (Renovation, Furniture)
$
Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey
$
Other Purchases Not Specified
$
Linked Credit Cards
Connect your existing credit cards starting with your most used one. After a successful connection, view all Canadian credit cards with their rewards ranked using your true spending habits.
Rebate + 25% Referral Bonus
Take advantage of Finly's exclusive rebate offer. Earn even more by sharing your unique referral link for a 25% bonus. Learn more about the Finly referral program.
What's on this Page
Card Details
Based on $2,000 spending
First Year Value
$367.35
$238.05 in years after
Annual Rewards
$238.05
First Year Bonus
$94.3
Finly Rebate
Annual Fee
$0
First Year Value
$367.35
$238.05 in years after
Card Details
Info
Card Type | Credit |
Reward Type | Cash Back |
Our Rating | 4.8/5 |
Institution | BMO |
Fees & Rates
Annual Fee | $0 |
Interest Rates | Purchase: 21.99% Cash Advance: 23.99%□ Balance Transfer: 23.99% □ Cash advance rate for Quebec residents is 21.99% |
Eligibility
Credit Score Estimate | Poor |
Annual Income | Personal: N/A Household: N/A |
Bonuses
Welcome Bonus | 5% cash back for the first 3 months, up to $2,500 in spend |
Description | Get up to 5% cash back in your first 3 months, up to $2,500 in spend (max $125 cashback) |
Rewards†
- 3% cash back on grocery purchases (maximum $15 per statement)
- 1% cash back on recurring payments like bills or subscriptions (maximum $5 per statement)
- 0.5% cash back on all other purchases
BMO CashBack® Mastercard® for Students Cash Back Calculator
Based on $2,000 spending
Rewards Ranking
Rewards Breakdown
Groceries
$131.58
Recurring Transactions
$16.8
All other purchases
$89.67
Net Annual Rewards
$238.05
Rewards Summary
Legal
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