walmart rewards mc

Walmart Rewards™ Mastercard®

Apply Now
walmart rewards world mastercard

Walmart Rewards™ World Mastercard®

Apply Now

Walmart Rewards™ Mastercard® vs Walmart Rewards™ World Mastercard®: Which one is better?


walmart rewards mc

Walmart Rewards™ Mastercard®

2


RECOMMENDED CREDIT SCORE

300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

walmart rewards world mastercard

Walmart Rewards™ World Mastercard®

2.2


RECOMMENDED CREDIT SCORE

300
Poor
560
Fair
660
Good
725
Very Good
760
Excellent

Rewards Breakdown

Annual Rewards

$242.9


First Year Bonus

$45


Annual Fee

$0


First Year Value

$287.9

$242.9 in years after

Based on $2,000/mo average spending. Calculate your rewards.

Rewards Breakdown

Annual Rewards

$250.13


First Year Bonus

$45


Annual Fee

$0


First Year Value

$295.13

$250.13 in years after

Based on $2,000/mo average spending. Calculate your rewards.

Insurance Included

  • purchase protection

    Purchase Protection

    90 days

Insurance Included

  • purchase protection

    Purchase Protection

    90 days

Extra Benefits

N/A

Extra Benefits

N/A

Interest Rates

Purchase:

20.89% - 26.99%

Cash Advance:

22.97% - 27.99%

Interest Rates

Purchase:

20.89% - 26.99%

Cash Advance:

22.97% - 27.99%

Annual Fee

$0

Annual Fee

$0

Income Required

Min Personal Income:

N/A

Min Household Income:

N/A

Income Required

Min Personal Income:

N/A

Min Household Income:

$100,000

Welcome Bonus

$45 on Approval

Welcome Bonus

$45 on Approval

Rewards Rate

  • 1.25% cashback on Walmart store and Walmart.ca purchases
  • 1% cashback on all credit card purchases.

Rewards Rate

  • 3% cashback on Walmart.ca purchases
  • 1.25% cashback on Walmart store and gas purchases
  • 1% cashback on all credit card purchases.

Is this card worth it?

The Walmart Rewards Mastercard is ideal for frequent Walmart shoppers who want to spread out payments on larger purchases without paying much interest. It offers 1.25 Walmart Reward Dollars for every dollar spent at Walmart stores and the ability to pay in installments. Additionally, you can earn up to $45 in Walmart Reward Dollars when you sign up. However, the rewards can only be redeemed at Walmart, and the card lacks additional benefits or insurance coverage beyond purchase assurance and extended warranty.

Is this card worth it?

The Walmart Rewards World Elite Mastercard is ideal for frequent Walmart shoppers who want to spread out payments on larger purchases without paying much interest. It's especially beneficial for those who frequently shop at Walmart's online store. However, it offers a rather average reward rate for other types of purchases, making many other cards a better choice for non-Walmart spending categories.

Pros

  • Installment Payments: Allows you to pay for Walmart purchases in installments over six months.
  • Walmart Rewards: Earn 1.25 Walmart Reward Dollars for every dollar spent at Walmart stores.
  • Sign-Up Bonus: Get up to $45 in Walmart Reward Dollars when you sign up.

Pros

  • Installment Payments: Allows you to pay for Walmart purchases in installments over six months.

Cons

  • Limited Redemption: Rewards can only be redeemed at Walmart and Walmart.ca.
  • Lower Rewards: Offers lower rewards compared to other store and cashback credit cards.
  • Minimal Benefits: No additional benefits or insurance coverage aside from purchase assurance and extended warranty.

Cons

  • Limited Redemption: Rewards can only be redeemed at Walmart and Walmart.ca.
  • Lower Rewards: Offers lower rewards compared to other store and cashback credit cards.
  • Minimal Benefits: No additional benefits or insurance coverage aside from purchase assurance and extended warranty.

We may earn a commission for some of the products featured on this site. The content and reviews on FinlyWealth are independent and not influenced by advertisers. For the latest details on any product, please visit the advertiser's official website. The content provided on this website, including any credit card recommendations, is for informational and entertainment purposes only and does not constitute financial, legal, or tax advice. The owner and author(s) of this website are not financial, legal, or tax professionals. All views and opinions expressed herein are solely those of the author(s) and may not reflect the best choice for your unique situation. Always consult with a qualified professional before making any financial decisions. The owner and author(s) of this website shall not be held liable for any inaccuracies, errors, or omissions in the content or any resulting actions taken by readers.

Copyright © FinlyWealth 2024 All Rights Reserved.