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Find The Best Credit Cards in Canada For Your Spending
Missing out on the right credit cards could cost you hundreds or even thousands in rewards each year. Finly's unbiased algorithm uses a purely mathematical approach to help you find the most rewarding cards for your wallet.
Compare Credit Cards
Neo World Elite® Mastercard®
First Year Value:
$498.18
Annual Fee
$125
$0
First Year Bonus
$0
Modify spending to satisfy bonus requirement
Net Annual Rewards
$498.18
Annual fee deducted
4.6/5
Our Rating
Scotiabank Platinum American Express® Card
First Year Value:
$846.58
Annual Fee
$399
$0
First Year Bonus
$800
Modify spending to satisfy bonus requirement
Net Annual Rewards
$46.58
Annual fee deducted
3.8/5
Our Rating
American Express Gold Rewards Card®
First Year Value:
$1,629.03
Annual Fee
$250
$0
First Year Bonus
$1,260
Modify spending to satisfy bonus requirement
Net Annual Rewards
$369.03
Annual fee deducted
4.2/5
Our Rating
Scotiabank Passport® Visa Infinite* Card
First Year Value:
$493.9
Annual Fee
$150
$0
First Year Bonus
$300
Modify spending to satisfy bonus requirement
Net Annual Rewards
$193.9
Annual fee deducted
4.8/5
Our Rating
MBNA Rewards World Elite® Mastercard®
First Year Value:
$837.62
Annual Fee
$120
$0
First Year Bonus
$300
Modify spending to satisfy bonus requirement
Net Annual Rewards
$537.62
Annual fee deducted
5/5
Our Rating
American Express Cobalt® Card
First Year Value:
$1,255.2
Annual Fee
$155.88
$0
$12.99 Paid Monthly
First Year Bonus
$315
Modify spending to satisfy bonus requirement
Net Annual Rewards
$940.2
Annual fee deducted
5/5
Our Rating
American Express® Green Card
First Year Value:
$677.86
Annual Fee
$0
$0
First Year Bonus
$210
Modify spending to satisfy bonus requirement
Net Annual Rewards
$467.86
Annual fee deducted
3.9/5
Our Rating
Scotiabank Gold American Express® Card
First Year Value:
$924.5
Annual Fee
$120
$0
First Year Bonus
$400
Modify spending to satisfy bonus requirement
Net Annual Rewards
$524.5
Annual fee deducted
4.9/5
Our Rating
Rogers Red World Elite® Mastercard®
First Year Value:
$360
Annual Fee
$0
$0
First Year Bonus
$0
Modify spending to satisfy bonus requirement
Net Annual Rewards
$360
Annual fee deducted
4.8/5
Our Rating
Scotia Momentum® Visa Infinite* Card
First Year Value:
$607.15
Annual Fee
$120
$0
First Year Bonus
$200
Modify spending to satisfy bonus requirement
Net Annual Rewards
$287.15
Annual fee deducted
4/5
Our Rating
Rewards based on $2,000/month average spending, sorted by net annual rewards
Exclusive Limited-Time Offers
Optimize Your Banking Experience
Find the best bank account offers, with our own added signup bonuses
BMO Student Chequing Account Offer
$100
Simplii Financial™ High Interest Savings Account
$45
Simplii Financial™ No Fee Chequing Account
$60
Scotiabank Money Master Savings Account
$50
Scotiabank Momentum Plus Savings Account
$50
Scotiabank Ultimate Package Chequing
$100
Scotiabank Student Banking Advantage® Plan Chequing
$35
Scotiabank Preferred Package Chequing Account
$75
Scotiabank Basic Plus Bank Account
$60
Scotiabank Basic Bank Account
$50
Neo High-Interest Savings Account
$15
$50 until May 21, 2025
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